Euribor 5/9/2014 (12 months & other types)

Forecast of September average: 0,375 (Reliability: 22%)

Oficial value of day 5/9/14: 0,374 (-10,526 %)

Comments: In this day after the interest reduction rates has a strong decrease of 44 thousands (a new minimum historical) and all the rest of the Euribor types are lower compared yesterday values, the Euribor at 1 week has a negative values for the first time decreasing 34 thousands: -0,009 (-136%). The next update will be done tomorrow around 13:50 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/09/2014 0,428 -0,006 -> Reduction compared prev.day:-1,382%

02/09/2014 0,420 -0,008 -> Reduction compared prev.day:-1,869%

03/09/2014 0,419 -0,001 -> Reduction compared prev.day:-0,238%

04/09/2014 0,418 -0,001 -> Reduction compared prev.day:-0,239%

05/09/2014 0,374 -0,044 -> Reduction compared prev.day:-10,526%

08/09/2014 0,372  Theorical expected value  

09/09/2014 0,370  Theorical expected value  

10/09/2014 0,369  Theorical expected value  

11/09/2014 0,369  Theorical expected value  

12/09/2014 0,366  Theorical expected value  

15/09/2014 0,365  Theorical expected value  

16/09/2014 0,364  Theorical expected value  

17/09/2014 0,363  Theorical expected value  

18/09/2014 0,363  Theorical expected value  

19/09/2014 0,363  Theorical expected value  

22/09/2014 0,362  Theorical expected value  

23/09/2014 0,362  Theorical expected value  

24/09/2014 0,361  Theorical expected value  

25/09/2014 0,361  Theorical expected value  

26/09/2014 0,361  Theorical expected value  

29/09/2014 0,361  Theorical expected value  

30/09/2014 0,360  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 568,67 €.
Compared one year ago, in September'13 (0,543%): 582,51 €
Expected monthly savings will be: 14 €. 
Expected yearly savings will be:  166 € (-2,38%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 5/9/2014:

1 we.	2 we.	1 mo.	2 mo.
-0,009	-0,006	0,019	0,063
3 mo.	6 mo.	9 mo.	12 mo.
0,104	0,203	0,286	0,374

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,020	0,025	0,053	0,099
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,143	0,243	0,324	0,412

Graphic of the current month till today of Euribor at 12 months:

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 5/9/2014 at 13:55