Wednesday, 25 May 2011

Euribor 25/5/2011 (12 months & other types)

Forecast of May average: 2,150 (Reliability: 81%)
Oficial value of day 25/5/11: 2,144 (-0,279%)
 
Comments: Today 6 thousandths less, and practically all the Euribor types are lightly lower than yesterday. The next update will be done tomorrow at latest at 13:10 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/05/2011 2,139 +0,007 -> Increase compared preve. day:+0,328%
03/05/2011 2,143 +0,004 -> Increase compared preve. day:+0,187%
04/05/2011 2,157 +0,014 -> Increase compared preve. day:+0,653%
05/05/2011 2,173 +0,016 -> Increase compared preve. day:+0,742%
06/05/2011 2,152 -0,021 -> Reduction compared prev. day:-0,966%
09/05/2011 2,151 -0,001 -> Reduction compared prev. day:-0,046%
10/05/2011 2,150 -0,001 -> Reduction compared prev. day:-0,046%
11/05/2011 2,141 -0,009 -> Reduction compared prev. day:-0,419%
12/05/2011 2,136 -0,005 -> Reduction compared prev. day:-0,234%
13/05/2011 2,141 +0,005 -> Increase compared preve. day:+0,234%
16/05/2011 2,145 +0,004 -> Increase compared preve. day:+0,187%
17/05/2011 2,149 +0,004 -> Increase compared preve. day:+0,186%
18/05/2011 2,153 +0,004 -> Increase compared preve. day:+0,186%
19/05/2011 2,157 +0,004 -> Increase compared preve. day:+0,186%
20/05/2011 2,159 +0,002 -> Increase compared preve. day:+0,093%
23/05/2011 2,150 -0,009 -> Reduction compared prev. day:-0,417%
24/05/2011 2,150 =0,000 -> Reduction compared prev.day:=0,000%
25/05/2011 2,144 -0,006 -> Reduction compared prev.day :-0,279%
26/05/2011 2,144  Theorical expected value       
27/05/2011 2,143  Theorical expected value       
30/05/2011 2,144  Theorical expected value       
31/05/2011 2,145  Theorical expected value       
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
725,52 €.
Compared one year ago, in May'10 (1,249%): 642,95 €
Expected monthly extra expenses will be: 82,57 €.
 
Expected yearly extra expenses will be:  991
(+12,84%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 25/5/2011:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
1,191 1,198 1,215 1,245 1,297 1,435 1,513
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,606 1,714 1,778 1,847 1,938 2,001 2,060
12 mo.





2,144





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
1,200 1,213 1,226 1,246 1,292 1,424 1,506
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,600 1,706 1,775 1,846 1,932 2,003 2,066
12m(a)





2,149





 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 25/5/2011 at 13:10

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