Wednesday 21 May 2014

Euribor 21/5/2014 (12 months & other types)

Forecast of May average: 0,594 (Reliability: 64%)
Oficial value of day 21/5/14: 0,583 (-0,342%)
 
Comments: Today decreases 2 thousands and all the rest of the Euribor types with higher data compared yesterday values, the Euribor at 1 week increases 11 thousands: 0,242 (+4,7%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
2/05/2014 0,612 -0,002 -> Reduction compared prev.day:-0,326%
05/05/2014 0,613 +0,001 -> Increase compared previ. day:+0,163%
06/05/2014 0,613 =0,000 -> Reduction compared prev.day:=0,000%
07/05/2014 0,614 +0,001 -> Increase compared previ. day:+0,163%
08/05/2014 0,617 +0,003 -> Increase compared previ. day:+0,489%
09/05/2014 0,606 -0,011 ->  Reduction compared prev.day:-1,783%
12/05/2014 0,607 +0,001 -> Incremen. respecto al día ant:+0,165%
13/05/2014 0,605 -0,002 -> Reduction compared prev.day:-0,329%
14/05/2014 0,596 -0,009 -> Reduction compared prev.day:-1,488%
15/05/2014 0,587 -0,009 -> Reduction compared prev.day:-1,510%
16/05/2014 0,586 -0,001 -> Reduction compared prev.day:-0,170%
19/05/2014 0,586 =0,000 -> Reduction compared prev.day:=0,000%
20/05/2014 0,585 -0,001 -> Reduction compared prev.day:-0,171%
21/05/2014 0,583 -0,002 -> Reduction compared prev.day:-0,342%
22/05/2014 0,583  Theorical expected value 
23/05/2014 0,582  Theorical expected value 
26/05/2014 0,582  Theorical expected value 
27/05/2014 0,583  Theorical expected value 
28/05/2014 0,582  Theorical expected value 
29/05/2014 0,582  Theorical expected value 
30/05/2014 0,583  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
587,26 €.
Compared one year ago, in May'13 (0,484%): 577,63 €
Expected monthly extra expenses will be: 9,63 €.
 
Expected yearly extra expenses will be:  116 
(+1,67%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 21/5/2014:

1 we. 2 we. 1 mo. 2 mo.
0,242 0,251 0,259 0,289
3 mo. 6 mo. 9 mo. 12 mo.
0,319 0,407 0,495 0,583

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,233 0,242 0,261 0,294
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,330 0,425 0,511 0,601


Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 21/5/2014 at 13:55

No comments:

Post a Comment

Note: only a member of this blog may post a comment.