Wednesday, 10 September 2014

Euribor 10/9/2014 (12 months & other types)

Forecast of September average: 0,366 (Reliability: 36%)
Oficial value of day 10/9/14: 0,357 (-0,833 %)

Comments: In this day decreases 3 thousands (a new minimum historical) and practically all the rest of the Euribor types are lower compared yesterday values, the Euribor at 1 week repeats value: -0,018 (=). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/09/2014 0,428 -0,006 -> Reduction compared prev.day:-1,382%
02/09/2014 0,420 -0,008 -> Reduction compared prev.day:-1,869%
03/09/2014 0,419 -0,001 -> Reduction compared prev.day:-0,238%
04/09/2014 0,418 -0,001 -> Reduction compared prev.day:-0,239%
05/09/2014 0,374 -0,044 -> Reduction compared prev.day:-10,526%
08/09/2014 0,366 -0,008 -> Reduction compared prev.day:-2,139%
09/09/2014 0,360 -0,006 -> Reduction compared prev.day:-1,639%
10/09/2014 0,357 -0,003 -> Reduction compared prev.day:-0,833%
11/09/2014 0,357  Theorical expected value  
12/09/2014 0,354  Theorical expected value  
15/09/2014 0,353  Theorical expected value  
16/09/2014 0,352  Theorical expected value  
17/09/2014 0,351  Theorical expected value  
18/09/2014 0,351  Theorical expected value  
19/09/2014 0,351  Theorical expected value  
22/09/2014 0,350  Theorical expected value  
23/09/2014 0,350  Theorical expected value  
24/09/2014 0,349  Theorical expected value  
25/09/2014 0,349  Theorical expected value  
26/09/2014 0,349  Theorical expected value  
29/09/2014 0,349  Theorical expected value  
30/09/2014 0,348  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
568,27 €.
Compared one year ago, in September'13 (0,543%): 582,51 €
Expected monthly savings will be: 14 €.
 
Expected yearly savings will be:  171 
(-2,45%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 10/9/2014:

1 we. 2 we. 1 mo. 2 mo.
-0,018 -0,017 0,010 0,049
3 mo. 6 mo. 9 mo. 12 mo.
0,087 0,191 0,268 0,357

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,006 0,010 0,037 0,081
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,123 0,224 0,304 0,393

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 10/9/2014 at 13:55

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