Tuesday 2 September 2014

Euribor 2/9/2014 (12 months & other types)

Forecast of September average: 0,419 (Reliability: 9%)
Oficial value of day 2/9/14: 0,420 (-1,869 %)

Comments: In this day  decreases 8 thousands (a new minimum historical) and all the rest of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases 5 thousands: 0,016 (-16%). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/09/2014 0,428 -0,006 -> Reduction compared prev.day:-1,382%
02/09/2014 0,420 -0,008 -> Reduction compared prev.day:-1,869%
03/09/2014 0,420  Theorical expected value 
04/09/2014 0,419  ECB, not expected changes(=0,15 %) 
05/09/2014 0,420  Theorical expected value 
08/09/2014 0,419  Theorical expected value 
09/09/2014 0,420  Theorical expected value 
10/09/2014 0,420  Theorical expected value 
11/09/2014 0,420  Theorical expected value 
12/09/2014 0,420  Theorical expected value 
15/09/2014 0,419  Theorical expected value 
16/09/2014 0,418  Theorical expected value 
17/09/2014 0,417  Theorical expected value 
18/09/2014 0,417  Theorical expected value 
19/09/2014 0,417  Theorical expected value 
22/09/2014 0,418  Theorical expected value 
23/09/2014 0,418  Theorical expected value 
24/09/2014 0,419  Theorical expected value 
25/09/2014 0,419  Theorical expected value 
26/09/2014 0,419  Theorical expected value 
29/09/2014 0,419  Theorical expected valu
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
572,28 €.
Compared one year ago, in September'13 (0,543%): 582,51 €
Expected monthly savings will be: 10 €.
 
Expected yearly savings will be:  123 
(-1,76%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 2/9/2014:

1 se. 2 se. 1 mes 2 mes.
0,026 0,032 0,060 0,108
3 mes 6 mes 9 mes 12 m.
0,152 0,252 0,334 0,420

Real average of Euribor of the current month from 1 week to 12 months:

1 s.(m) 2 s.(m) 1 m(m) 2 m(m)
0,029 0,035 0,063 0,111
3 m(m) 6 m(m) 9 m(m) 12m(m)
0,156 0,256 0,338 0,424

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 2/9/2014 at 13:55

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