Euribor 2/9/2014 (12 months & other types)

Forecast of September average: 0,419 (Reliability: 9%)

Oficial value of day 2/9/14: 0,420 (-1,869 %)

Comments: In this day  decreases 8 thousands (a new minimum historical) and all the rest of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases 5 thousands: 0,016 (-16%). The next update will be done tomorrow around 13:50 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/09/2014 0,428 -0,006 -> Reduction compared prev.day:-1,382%

02/09/2014 0,420 -0,008 -> Reduction compared prev.day:-1,869%

03/09/2014 0,420  Theorical expected value 

04/09/2014 0,419  ECB, not expected changes(=0,15 %) 

05/09/2014 0,420  Theorical expected value 

08/09/2014 0,419  Theorical expected value 

09/09/2014 0,420  Theorical expected value 

10/09/2014 0,420  Theorical expected value 

11/09/2014 0,420  Theorical expected value 

12/09/2014 0,420  Theorical expected value 

15/09/2014 0,419  Theorical expected value 

16/09/2014 0,418  Theorical expected value 

17/09/2014 0,417  Theorical expected value 

18/09/2014 0,417  Theorical expected value 

19/09/2014 0,417  Theorical expected value 

22/09/2014 0,418  Theorical expected value 

23/09/2014 0,418  Theorical expected value 

24/09/2014 0,419  Theorical expected value 

25/09/2014 0,419  Theorical expected value 

26/09/2014 0,419  Theorical expected value 

29/09/2014 0,419  Theorical expected valu

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 572,28 €.
Compared one year ago, in September'13 (0,543%): 582,51 €
Expected monthly savings will be: 10 €. 
Expected yearly savings will be:  123 € (-1,76%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 2/9/2014:

1 se.	2 se.	1 mes	2 mes.
0,026	0,032	0,060	0,108
3 mes	6 mes	9 mes	12 m.
0,152	0,252	0,334	0,420

Real average of Euribor of the current month from 1 week to 12 months:

1 s.(m)	2 s.(m)	1 m(m)	2 m(m)
0,029	0,035	0,063	0,111
3 m(m)	6 m(m)	9 m(m)	12m(m)
0,156	0,256	0,338	0,424

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 2/9/2014 at 13:55