Euribor 8/9/2014 (12 months & other types)

Forecast of September average: 0,370 (Reliability: 26%)

Oficial value of day 8/9/14: 0,366 (-2,139 %)

Comments: In this day decreases 8 thousands (a new minimum historical) and all the rest of the Euribor types are lower compared yesterday values, the Euribor at 1 week continue in negative values decreasing 7 thousands more: -0,016 (-44%). The next update will be done tomorrow around 13:50 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/09/2014 0,428 -0,006 -> Reduction compared prev.day:-1,382%

02/09/2014 0,420 -0,008 -> Reduction compared prev.day:-1,869%

03/09/2014 0,419 -0,001 -> Reduction compared prev.day:-0,238%

04/09/2014 0,418 -0,001 -> Reduction compared prev.day:-0,239%

05/09/2014 0,374 -0,044 -> Reduction compared prev.day:-10,526%

08/09/2014 0,366 -0,008 -> Reduction compared prev.day:-2,139%

09/09/2014 0,364  Theorical expected value  

10/09/2014 0,363  Theorical expected value  

11/09/2014 0,363  Theorical expected value  

12/09/2014 0,360  Theorical expected value  

15/09/2014 0,359  Theorical expected value  

16/09/2014 0,358  Theorical expected value  

17/09/2014 0,357  Theorical expected value  

18/09/2014 0,357  Theorical expected value  

19/09/2014 0,357  Theorical expected value  

22/09/2014 0,356  Theorical expected value  

23/09/2014 0,356  Theorical expected value  

24/09/2014 0,355  Theorical expected value  

25/09/2014 0,355  Theorical expected value  

26/09/2014 0,355  Theorical expected value  

29/09/2014 0,355  Theorical expected value  

30/09/2014 0,354  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 568,27 €.
Compared one year ago, in September'13 (0,543%): 582,51 €
Expected monthly savings will be: 14 €. 
Expected yearly savings will be:  171 € (-2,45%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 8/9/2014:

1 we.	2 we.	1 mo.	2 mo.
-0,016	-0,013	0,013	0,056
3 mo.	6 mo.	9 mo.	12 mo.
0,094	0,196	0,277	0,366

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,014	0,019	0,046	0,092
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,135	0,235	0,316	0,404

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 8/9/2014 at 13:55