Euribor 29/9/2014 (12 months & other types)

Forecast of September average: 0,362 (Reliability: 95%)

Oficial value of day 29/9/14: 0,339 (-0,587%)

Comments: In this day decreases 2 thousands (the minimum historical was on 29/9/14: 0,339) and practically all the rest of the Euribor types are lower compared yesterday values, the Euribor at 1 week that decreases 10 thousands: -0,009 (). The next update will be done tomorrow around 13:50 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/09/2014 0,428 -0,006 -> Reduction compared prev.day:-1,382%

02/09/2014 0,420 -0,008 -> Reduction compared prev.day:-1,869%

03/09/2014 0,419 -0,001 -> Reduction compared prev.day:-0,238%

04/09/2014 0,418 -0,001 -> Reduction compared prev.day:-0,239%

05/09/2014 0,374 -0,044 -> Reduction compared prev.day:-10,526%

08/09/2014 0,366 -0,008 -> Reduction compared prev.day:-2,139%

09/09/2014 0,360 -0,006 -> Reduction compared prev.day:-1,639%

10/09/2014 0,357 -0,003 -> Reduction compared prev.day:-0,833%

11/09/2014 0,352 -0,005 -> Reduction compared prev.day:-1,401%

12/09/2014 0,349 -0,003 -> Reduction compared prev.day:-0,852%

15/09/2014 0,349 =0,000 -> Reduction compared prev.day:=0,000%

16/09/2014 0,346 -0,003 -> Reduction compared prev.day:-0,860%

17/09/2014 0,347 +0,001 -> Reduction compared prev.day:+0,289%

18/09/2014 0,347 =0,000 -> Reduction compared prev.day:=0,000%

19/09/2014 0,347 =0,000 -> Reduction compared prev.day:=0,000%

22/09/2014 0,345 -0,002 -> Reduction compared prev.day:-0,576%

23/09/2014 0,343 -0,002 -> Reduction compared prev.day:-0,580%

24/09/2014 0,344 +0,001 -> Increase compared prev. day:+0,292%

25/09/2014 0,342 -0,002 -> Reduction compared prev.day:-0,581%

26/09/2014 0,341 -0,001 -> Reduction compared prev.day:-0,292%

29/09/2014 0,339 -0,002 -> Reduction compared prev.day:-0,587%

30/09/2014 0,339  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 567,61 €.
Compared one year ago, in September'13 (0,543%): 582,51 €
Expected monthly savings will be: 15 €. 
Expected yearly savings will be:  179 € (-2,56%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 29/9/2014:

1 we.	2 we.	1 mo.	2 mo.
-0,009	-0,009	0,007	0,043
3 mo.	6 mo.	9 mo.	12 mo.
0,083	0,184	0,253	0,339

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,007	-0,003	0,018	0,059
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,098	0,200	0,276	0,363

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 29/9/2014 at 13:55