Euribor 3/9/2014 (12 months & other types)

Forecast of September average: 0,419 (Reliability: 14%)

Oficial value of day 3/9/14: 0,419 (-0,238 %)

Comments: In this day  decreases one thousand (a new minimum historical) and all the rest of the Euribor types are lower compared yesterday values, the Euribor at 1 week repeats value: 0,026 (=). The next update will be done tomorrow around 13:50 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/09/2014 0,428 -0,006 -> Reduction compared prev.day:-1,382%

02/09/2014 0,420 -0,008 -> Reduction compared prev.day:-1,869%

03/09/2014 0,419 -0,001 -> Reduction compared prev.day:-0,238%

04/09/2014 0,418  ECB, not expected changes(=0,15 %)  

05/09/2014 0,419  Theorical expected value 

08/09/2014 0,418  Theorical expected value 

09/09/2014 0,419  Theorical expected value 

10/09/2014 0,419  Theorical expected value 

11/09/2014 0,419  Theorical expected value 

12/09/2014 0,419  Theorical expected value 

15/09/2014 0,418  Theorical expected value 

16/09/2014 0,417  Theorical expected value 

17/09/2014 0,416  Theorical expected value 

18/09/2014 0,416  Theorical expected value 

19/09/2014 0,416  Theorical expected value 

22/09/2014 0,417  Theorical expected value 

23/09/2014 0,417  Theorical expected value 

24/09/2014 0,418  Theorical expected value 

25/09/2014 0,418  Theorical expected value 

26/09/2014 0,418  Theorical expected value 

29/09/2014 0,418  Theorical expected value 

30/09/2014 0,419  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 572,28 €.
Compared one year ago, in September'13 (0,543%): 582,51 €
Expected monthly savings will be: 10 €. 
Expected yearly savings will be:  123 € (-1,76%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 3/9/2014:

1 we.	2 we.	1 mo.	2 mo.
0,026	0,032	0,061	0,106
3 mo.	6 mo.	9 mo.	12 mo.
0,150	0,250	0,330	0,419

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,028	0,034	0,062	0,109
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,154	0,254	0,335	0,422

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 3/9/2014 at 13:55