Euribor 8/2/12 (12 months & other types)

Forecast of February average: 1,701 (Reliability: 29%)

Oficial value of day 8/2/12: 1,710 (-0,408%)

 

Comments: Today decreases 7 thousandths, and the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases  3 thousandths (a -0.7%), has went back till  23-june-10 when had similar values than today.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2012 1,745 -0,009 -> Reduction compared prev.day  :-0,513%
02/02/2012 1,737 -0,008 -> Reduction compared prev.day  :-0,458%
03/02/2012 1,732 -0,005 -> Reduction compared prev.day  :-0,288%
06/02/2012 1,725 -0,007 -> Reduction compared prev.day  :-0,404%
07/02/2012 1,717 -0,008 -> Reduction compared prev.day  :-0,464%
08/02/2012 1,710 -0,007 ->  Reduction compared prev.day:-0,408%
09/02/2012 1,707  ECB, not expected changes(=1,00%) 
10/02/2012 1,705   Theorical expected value      
13/02/2012 1,703   Theorical expected value      
14/02/2012 1,699   Theorical expected value      
15/02/2012 1,694   Theorical expected value      
16/02/2012 1,691   Theorical expected value      
17/02/2012 1,689   Theorical expected value      
20/02/2012 1,686   Theorical expected value      
21/02/2012 1,684   Theorical expected value      
22/02/2012 1,681   Theorical expected value      
23/02/2012 1,678   Theorical expected value      
24/02/2012 1,675   Theorical expected value      
27/02/2012 1,673   Theorical expected value      
28/02/2012 1,671   Theorical expected value      
29/02/2012 1,669   Theorical expected value 

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 683,55 €.
Compared one year ago, in February'11 (1,714%): 684,74 €
Expected monthly savings will be: 1,19 €. 
Expected yearly savings will be:  14 € (-0,17%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 8/2/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,379	0,453	0,546	0,655	0,866	1,077	1,176
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,270	1,377	1,444	1,503	1,563	1,610	1,660
12 mo.
1,710

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,387	0,467	0,558	0,678	0,887	1,097	1,194
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,288	1,393	1,461	1,519	1,579	1,628	1,677
12m(a)
1,728

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 8/2/2012 at 13:50