Euribor 6/2/2012 (12 months & other types)

Forecast of February average: 1,707 (Reliability: 19%)

Oficial value of day 6/2/12: 1,725 (-0,404%)

 

Comments: Today decreases 7 thousandths, and the rest of Euribor types are lower compared Friday values, and the Euribor at 1 week today decreases  3 thousandths (a -0.7%), has went back till  23-june-10 when had similar values than today .The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
1/2/12 1,745 -0,009 -> Reduction compared prev.day  :-0,513%
2/2/12 1,737 -0,008 -> Reduction compared prev.day  :-0,458%
3/2/12 1,732 -0,005 -> Reduction compared prev.day  :-0,288%
6/2/12 1,725 -0,007 -> Reduction compared prev.day  :-0,404%
7/2/12 1,722  Theorical expected value    
8/2/12 1,718  Theorical expected value    
9/2/12 1,715  ECB, not expected changes(=1,00%)  
10/2/12 1,713  Theorical expected value    
13/2/12 1,711  Theorical expected value    
14/2/12 1,707  Theorical expected value    
15/2/12 1,702  Theorical expected value    
16/2/12 1,699  Theorical expected value    
17/2/12 1,697  Theorical expected value    
20/2/12 1,694  Theorical expected value    
21/2/12 1,692  Theorical expected value    
22/2/12 1,689  Theorical expected value    
23/2/12 1,686  Theorical expected value    
24/2/12 1,683  Theorical expected value    
27/2/12 1,681  Theorical expected value    
28/2/12 1,679  Theorical expected value    
29/2/12 1,677  Theorical expected value 

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 684,19 €.
Compared one year ago, in February'11 (1,714%): 684,74 €
Expected monthly savings will be: 0,55 €. 
Expected yearly savings will be:  7 € (-0,08%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 6/2/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,384	0,464	0,556	0,674	0,885	1,094	1,191
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,285	1,391	1,459	1,516	1,576	1,625	1,674
12 mo.
1,725

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,390	0,472	0,565	0,687	0,896	1,105	1,202
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,296	1,399	1,468	1,525	1,586	1,635	1,684
12m(a)
1,735

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 6/2/2012 at 13:50