Euribor 10/2/2012 (12 months & other types)

Forecast of February average: 1,695 (Reliability: 38%)

Oficial value of day 10/2/12: 1,697 (-0,294%)

 

Comments: Today decreases 5 thousandths, and the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases 2 thousandths (a -0.5%), has went back till  22-june-10 when had similar values than today.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2012 1,745 -0,009 -> Reduction compared prev.day  :-0,513%
02/02/2012 1,737 -0,008 -> Reduction compared prev.day  :-0,458%
03/02/2012 1,732 -0,005 -> Reduction compared prev.day  :-0,288%
06/02/2012 1,725 -0,007 -> Reduction compared prev.day  :-0,404%
07/02/2012 1,717 -0,008 -> Reduction compared prev.day  :-0,464%
08/02/2012 1,710 -0,007 -> Reduction compared prev.day:-0,408%
09/02/2012 1,702 -0,008 -> Reduction compared prev.day:-0,468%
10/02/2012 1,697 -0,005 -> Reduction compared prev.day:-0,294%
13/02/2012 1,695  Theorical expected value        
14/02/2012 1,691  Theorical expected value        
15/02/2012 1,686  Theorical expected value        
16/02/2012 1,683  Theorical expected value        
17/02/2012 1,681  Theorical expected value        
20/02/2012 1,678  Theorical expected value        
21/02/2012 1,676  Theorical expected value        
22/02/2012 1,673  Theorical expected value        
23/02/2012 1,670  Theorical expected value        
24/02/2012 1,667  Theorical expected value        
27/02/2012 1,665  Theorical expected value        
28/02/2012 1,663  Theorical expected value        
29/02/2012 1,661  Theorical expected value 

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 683,00 €.
Compared one year ago, in February'11 (1,714%): 684,74 €
Expected monthly savings will be: 1,74 €. 
Expected yearly savings will be:  21 € (-0,25%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 10/2/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,373	0,440	0,533	0,641	0,850	1,063	1,162
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,256	1,365	1,433	1,493	1,550	1,597	1,646
12 mo.
1,697

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,383	0,461	0,552	0,669	0,879	1,089	1,187
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,281	1,387	1,455	1,513	1,573	1,621	1,670
12m(a)
1,721

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 10/2/2012 at 13:50