Euribor 7/2/2012 (12 months & other types)

Forecast of February average: 1,701 (Reliability: 24%)

Oficial value of day 7/2/12: 1,717 (-0,464%)

 

Comments: Today decreases 8 thousandths, and the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases  2 thousandths (a -0.5%), has went back till  23-june-10 when had similar values than today .The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2012 1,745 -0,009 -> Reduction compared prev.day  :-0,513%
02/02/2012 1,737 -0,008 -> Reduction compared prev.day  :-0,458%
03/02/2012 1,732 -0,005 -> Reduction compared prev.day  :-0,288%
06/02/2012 1,725 -0,007 -> Reduction compared prev.day  :-0,404%
07/02/2012 1,717 -0,008 -> Reduction compared prev.day  :-0,464%
08/02/2012 1,713  Theorical expected value     
09/02/2012 1,710  ECB, not expected changes(=1,00%)  
10/02/2012 1,708  Theorical expected value     
13/02/2012 1,705  Theorical expected value     
14/02/2012 1,701  Theorical expected value     
15/02/2012 1,697  Theorical expected value     
16/02/2012 1,693  Theorical expected value     
17/02/2012 1,691  Theorical expected value     
20/02/2012 1,689  Theorical expected value     
21/02/2012 1,687  Theorical expected value     
22/02/2012 1,684  Theorical expected value     
23/02/2012 1,680  Theorical expected value     
24/02/2012 1,677  Theorical expected value     
27/02/2012 1,676  Theorical expected value     
28/02/2012 1,674  Theorical expected value     
29/02/2012 1,672  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 683,55 €.
Compared one year ago, in February'11 (1,714%): 684,74 €
Expected monthly savings will be: 1,19 €. 
Expected yearly savings will be:  14 € (-0,17%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 7/2/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,382	0,459	0,551	0,664	0,875	1,086	1,184
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,277	1,385	1,451	1,511	1,570	1,618	1,667
12 mo.
1,717

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,388	0,469	0,561	0,682	0,891	1,101	1,198
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,292	1,396	1,465	1,522	1,582	1,631	1,680
12m(a)
1,731

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 7/2/2012 at 13:50