Thursday 2 February 2012

Euribor 2/2/2012 (12 months & other types)

Forecast of February average: 1,708 (Reliability: 10%)
Oficial value of day 2/2/12: 1,737 (-0,458%)
 
Comments: Today decreases 8 thousandths, and the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases  5 thousandths (a -1.2%), has went back till  25-june-10 when had similar values than today .The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
1/2/2012 1,745 -0,009 -> Reduction compared prev.day:-0,513%
2/2/2012 1,737 -0,008 -> Reduction compared prev.day:-0,458%
3/2/2012 1,735  Theorical expected value     
6/2/2012 1,731  Theorical expected value     
7/2/2012 1,726  Theorical expected value     
8/2/2012 1,721  Theorical expected value     
9/2/2012 1,719  Theorical expected value     
10/2/2012 1,716  Theorical expected value     
13/2/2012 1,714  Theorical expected value     
14/2/2012 1,710  Theorical expected value     
15/2/2012 1,705  Theorical expected value     
16/2/2012 1,702  Theorical expected value     
17/2/2012 1,700  Theorical expected value     
20/2/2012 1,697  Theorical expected value     
21/2/2012 1,695  Theorical expected value     
22/2/2012 1,693  Theorical expected value     
23/2/2012 1,689  Theorical expected value     
24/2/2012 1,686  Theorical expected value     
27/2/2012 1,684  Theorical expected value     
28/2/2012 1,682  Theorical expected value     
29/2/2012 1,681  Theorical expected value
   
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
684,19 €.
Compared one year ago, in February'11 (1,714%): 684,74 €
Expected monthly savings will be: 0,55 €.
 
Expected yearly savings will be:  7
(-0,08%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 2/2/2012:
      
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,391 0,474 0,566 0,691 0,899 1,108 1,204
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,299 1,401 1,471 1,528 1,589 1,638 1,686
12 mo.





1,737





 
Real average of Euribor of the current month from 1 week to 12 months:
        
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,394 0,477 0,569 0,696 0,903 1,112 1,209
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
1,303 1,405 1,474 1,532 1,592 1,642 1,690
12m(a)





1,741





 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 2/2/2012 at 13:50

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