Euribor 2/2/2012 (12 months & other types)

Forecast of February average: 1,708 (Reliability: 10%)

Oficial value of day 2/2/12: 1,737 (-0,458%)

 

Comments: Today decreases 8 thousandths, and the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases  5 thousandths (a -1.2%), has went back till  25-june-10 when had similar values than today .The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
1/2/2012 1,745 -0,009 -> Reduction compared prev.day:-0,513%
2/2/2012 1,737 -0,008 -> Reduction compared prev.day:-0,458%
3/2/2012 1,735  Theorical expected value     
6/2/2012 1,731  Theorical expected value     
7/2/2012 1,726  Theorical expected value     
8/2/2012 1,721  Theorical expected value     
9/2/2012 1,719  Theorical expected value     
10/2/2012 1,716  Theorical expected value     
13/2/2012 1,714  Theorical expected value     
14/2/2012 1,710  Theorical expected value     
15/2/2012 1,705  Theorical expected value     
16/2/2012 1,702  Theorical expected value     
17/2/2012 1,700  Theorical expected value     
20/2/2012 1,697  Theorical expected value     
21/2/2012 1,695  Theorical expected value     
22/2/2012 1,693  Theorical expected value     
23/2/2012 1,689  Theorical expected value     
24/2/2012 1,686  Theorical expected value     
27/2/2012 1,684  Theorical expected value     
28/2/2012 1,682  Theorical expected value     
29/2/2012 1,681  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 684,19 €.
Compared one year ago, in February'11 (1,714%): 684,74 €
Expected monthly savings will be: 0,55 €. 
Expected yearly savings will be:  7 € (-0,08%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 2/2/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,391	0,474	0,566	0,691	0,899	1,108	1,204
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,299	1,401	1,471	1,528	1,589	1,638	1,686
12 mo.
1,737

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,394	0,477	0,569	0,696	0,903	1,112	1,209
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,303	1,405	1,474	1,532	1,592	1,642	1,690
12m(a)
1,741

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 2/2/2012 at 13:50