Euribor 15/2/2012 (12 months & other types)

Forecast of February average: 1,688 (Reliability: 52%)

Oficial value of day 15/2/12: 1,675 (-0,534%)

 

Comments: Today decreases 9 thousandths, and practically the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today increases 1 thousandth (a +0.2%), has went back till  22-june-10 when had similar values than today.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2012 1,745 -0,009 -> Reduction compared prev.day  :-0,513%
02/02/2012 1,737 -0,008 -> Reduction compared prev.day  :-0,458%
03/02/2012 1,732 -0,005 -> Reduction compared prev.day  :-0,288%
06/02/2012 1,725 -0,007 -> Reduction compared prev.day  :-0,404%
07/02/2012 1,717 -0,008 -> Reduction compared prev.day  :-0,464%
08/02/2012 1,710 -0,007 -> Reduction compared prev.day:-0,408%
09/02/2012 1,702 -0,008 -> Reduction compared prev.day:-0,468%
10/02/2012 1,697 -0,005 -> Reduction compared prev.day:-0,294%
13/02/2012 1,691 -0,006 -> Reduction compared prev.day:-0,354%
14/02/2012 1,684 -0,007 -> Reduction compared prev.day:-0,414%
15/02/2012 1,675 -0,009 -> Reduction compared prev.day:-0,534%
16/02/2012 1,672  Theorical expected value           
17/02/2012 1,670  Theorical expected value           
20/02/2012 1,667  Theorical expected value           
21/02/2012 1,665  Theorical expected value           
22/02/2012 1,662  Theorical expected value           
23/02/2012 1,659  Theorical expected value           
24/02/2012 1,656  Theorical expected value           
27/02/2012 1,654  Theorical expected value           
28/02/2012 1,652  Theorical expected value           
29/02/2012 1,650  Theorical expected value 

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 682,46 €.
Compared one year ago, in February'11 (1,714%): 684,74 €
Expected monthly savings will be: 2,28 €. 
Expected yearly savings will be:  27 € (-0,33%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 15/2/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,372	0,432	0,523	0,620	0,830	1,045	1,144
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,236	1,345	1,412	1,473	1,527	1,574	1,622
12 mo.
1,675

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,380	0,454	0,544	0,658	0,867	1,079	1,177
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,270	1,377	1,445	1,504	1,562	1,610	1,659
12m(a)
1,710

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 15/2/2012 at 13:50