Euribor 27/2/2012 (12 months & other types)

Forecast of February average: 1,679 (Reliability: 90%)

Oficial value of day 27/2/12: 1,627 (-0,550%)

 

Comments: Today decreases 9 thousandths, and practically all of Euribor types are lower compared Friday values, and the Euribor at 1 week today repeats the last value (a +0.00%), continuing being with similar values than had on 7-may-10.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2012 1,745 -0,009 -> Reduction compared prev.day  :-0,513%
02/02/2012 1,737 -0,008 -> Reduction compared prev.day  :-0,458%
03/02/2012 1,732 -0,005 -> Reduction compared prev.day  :-0,288%
06/02/2012 1,725 -0,007 -> Reduction compared prev.day  :-0,404%
07/02/2012 1,717 -0,008 -> Reduction compared prev.day  :-0,464%
08/02/2012 1,710 -0,007 -> Reduction compared prev.day:-0,408%
09/02/2012 1,702 -0,008 -> Reduction compared prev.day:-0,468%
10/02/2012 1,697 -0,005 -> Reduction compared prev.day:-0,294%
13/02/2012 1,691 -0,006 -> Reduction compared prev.day:-0,354%
14/02/2012 1,684 -0,007 -> Reduction compared prev.day:-0,414%
15/02/2012 1,675 -0,009 -> Reduction compared prev.day:-0,534%
16/02/2012 1,669 -0,006 -> Reduction compared prev.day:-0,358%
17/02/2012 1,664 -0,005 -> Reduction compared prev.day:-0,300%
20/02/2012 1,658 -0,006 -> Reduction compared prev.day:-0,361%
21/02/2012 1,652 -0,006 -> Reduction compared prev.day:-0,362%
22/02/2012 1,648 -0,004 -> Reduction compared prev.day:-0,242%
23/02/2012 1,642 -0,006 -> Reduction compared prev.day:-0,364%
24/02/2012 1,636 -0,006 -> Reduction compared prev.day:-0,365%
27/02/2012 1,627 -0,009 -> Reduction compared prev.day:-0,550%
28/02/2012 1,625  Theorical expected value    
29/02/2012 1,623  Theorical expected value           

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 681,54 €.
Compared one year ago, in February'11 (1,714%): 684,74 €
Expected monthly savings will be: 3,20 €. 
Expected yearly savings will be:  38 € (-0,47%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 27/2/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,361	0,412	0,484	0,576	0,777	0,997	1,094
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,190	1,292	1,355	1,419	1,474	1,522	1,573
12 mo.
1,627

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,373	0,440	0,526	0,632	0,840	1,055	1,152
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,246	1,352	1,419	1,479	1,535	1,583	1,632
12m(a)
1,685

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 27/2/2012 at 13:50