Euribor 3/2/2012 (12 months & other types)

Forecast of February average: 1,708 (Reliability: 14%)

Oficial value of day 3/2/12: 1,732 (-0,288%)

 

Comments: Today decreases 5 thousandths, and the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases  4 thousandths (a -1.0%), has went back till  25-june-10 when had similar values than today .The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/12 1,745 -0,009 -> Reduction compared prev.day:-0,513%
02/02/12 1,737 -0,008 -> Reduction compared prev.day:-0,458%
03/02/12 1,732 -0,005 -> Reduction compared prev.day:-0,288%
06/02/12 1,728  Theorical expected value       
07/02/12 1,725  Theorical expected value       
08/02/12 1,721  Theorical expected value       
09/02/12 1,718  ECB, not expected changes(=1,00%) 
10/02/12 1,716  Theorical expected value       
13/02/12 1,714  Theorical expected value       
14/02/12 1,710  Theorical expected value       
15/02/12 1,705  Theorical expected value       
16/02/12 1,702  Theorical expected value       
17/02/12 1,700  Theorical expected value       
20/02/12 1,697  Theorical expected value       
21/02/12 1,695  Theorical expected value       
22/02/12 1,692  Theorical expected value       
23/02/12 1,689  Theorical expected value       
24/02/12 1,686  Theorical expected value       
27/02/12 1,684  Theorical expected value       
28/02/12 1,682  Theorical expected value       
29/02/12 1,680  Theorical expected value  

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 684,19 €.
Compared one year ago, in February'11 (1,714%): 684,74 €
Expected monthly savings will be: 0,55 €. 
Expected yearly savings will be:  7 € (-0,08%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 3/2/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,387	0,469	0,561	0,682	0,891	1,102	1,198
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,292	1,396	1,466	1,522	1,582	1,631	1,681
12 mo.
1,732

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,391	0,474	0,569	0,691	0,899	1,108	1,205
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,299	1,402	1,471	1,528	1,589	1,638	1,687
12m(a)
1,738

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 3/2/2012 at 13:50