Euribor 1/2/2012 (12 months & other types)

Forecast of February average: 1,712 (Reliability: 5%)

Oficial value of day 1/2/12: 1,745 (-0,513%)

 

Comments: Today, the first day of February, reduces 9 thousandths more, and the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases  5 thousandths (a -1.2%), has went back till  28-june-10 when had similar values than today .The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2012 1,745 -0,009 -> Reduction compared prev.day:-0,513%
02/02/2012 1,742  or 9/2 ECB, not expected changes(=1,00%) 
03/02/2012 1,739  Theorical expected value      
06/02/2012 1,735  Theorical expected value      
07/02/2012 1,730  Theorical expected value      
08/02/2012 1,726  Theorical expected value      
09/02/2012 1,723  Theorical expected value      
10/02/2012 1,721  Theorical expected value      
13/02/2012 1,719  Theorical expected value      
14/02/2012 1,715  Theorical expected value      
15/02/2012 1,710  Theorical expected value      
16/02/2012 1,707  Theorical expected value      
17/02/2012 1,705  Theorical expected value      
20/02/2012 1,702  Theorical expected value      
21/02/2012 1,700  Theorical expected value      
22/02/2012 1,697  Theorical expected value      
23/02/2012 1,694  Theorical expected value      
24/02/2012 1,691  Theorical expected value      
27/02/2012 1,689  Theorical expected value      
28/02/2012 1,687  Theorical expected value      
29/02/2012 1,685  Theorical expected value  

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 684,56 €.
Compared one year ago, in February'11 (1,714%): 684,74 €
Expected monthly savings will be: 0,18 €. 
Expected yearly savings will be:  2 € (-0,03%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 1/2/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,396	0,480	0,572	0,701	0,907	1,115	1,213
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,306	1,409	1,477	1,535	1,595	1,645	1,694
12 mo.
1,745

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,396	0,480	0,572	0,701	0,907	1,115	1,213
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,306	1,409	1,477	1,535	1,595	1,645	1,694
12m(a)
1,745

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 1/2/2012 at 13:50