Euribor 24/2/2012 (12 months & other types)

Forecast of February average: 1,680 (Reliability: 86%)

Oficial value of day 24/2/12: 1,636 (-0,364%)

 

Comments: Today decreases others 6 thousandths, and practically all of Euribor types are lower compared yesterday values, and the Euribor at 1 week today increaases 1 thousandth (a +0.27%), continuing being with similar values than had on 7-may-10.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2012 1,745 -0,009 -> Reduction compared prev.day  :-0,513%
02/02/2012 1,737 -0,008 -> Reduction compared prev.day  :-0,458%
03/02/2012 1,732 -0,005 -> Reduction compared prev.day  :-0,288%
06/02/2012 1,725 -0,007 -> Reduction compared prev.day  :-0,404%
07/02/2012 1,717 -0,008 -> Reduction compared prev.day  :-0,464%
08/02/2012 1,710 -0,007 -> Reduction compared prev.day:-0,408%
09/02/2012 1,702 -0,008 -> Reduction compared prev.day:-0,468%
10/02/2012 1,697 -0,005 -> Reduction compared prev.day:-0,294%
13/02/2012 1,691 -0,006 -> Reduction compared prev.day:-0,354%
14/02/2012 1,684 -0,007 -> Reduction compared prev.day:-0,414%
15/02/2012 1,675 -0,009 -> Reduction compared prev.day:-0,534%
16/02/2012 1,669 -0,006 -> Reduction compared prev.day:-0,358%
17/02/2012 1,664 -0,005 -> Reduction compared prev.day:-0,300%
20/02/2012 1,658 -0,006 -> Reduction compared prev.day:-0,361%
21/02/2012 1,652 -0,006 -> Reduction compared prev.day:-0,362%
22/02/2012 1,648 -0,004 -> Reduction compared prev.day:-0,242%
23/02/2012 1,642 -0,006 -> Reduction compared prev.day:-0,364%
24/02/2012 1,636 -0,006 -> Reduction compared prev.day:-0,365%
27/02/2012 1,634  Theorical expected value   
28/02/2012 1,632  Theorical expected value   
29/02/2012 1,631  Theorical expected value            

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 681,82 €.
Compared one year ago, in February'11 (1,714%): 684,74 €
Expected monthly savings will be: 2,92 €. 
Expected yearly savings will be:  35 € (-0,43%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 24/2/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,361	0,415	0,490	0,585	0,786	1,006	1,104
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,197	1,301	1,367	1,429	1,484	1,532	1,581
12 mo.
1,636

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,374	0,441	0,528	0,635	0,844	1,058	1,156
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,249	1,355	1,422	1,482	1,539	1,586	1,635
12m(a)
1,688

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 24/2/2012 at 13:50