Euribor 17/2/2012 (12 months & other types)

Forecast of February average: 1,684 (Reliability: 62%)

Oficial value of day 17/2/12: 1,664 (-0,300%)

 

Comments: Today decreases 5 thousandths, and the rest of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases 3 thousandths (a -0.8%), continuing being with similar values than had on 21-june-10.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2012 1,745 -0,009 -> Reduction compared prev.day  :-0,513%
02/02/2012 1,737 -0,008 -> Reduction compared prev.day  :-0,458%
03/02/2012 1,732 -0,005 -> Reduction compared prev.day  :-0,288%
06/02/2012 1,725 -0,007 -> Reduction compared prev.day  :-0,404%
07/02/2012 1,717 -0,008 -> Reduction compared prev.day  :-0,464%
08/02/2012 1,710 -0,007 -> Reduction compared prev.day:-0,408%
09/02/2012 1,702 -0,008 -> Reduction compared prev.day:-0,468%
10/02/2012 1,697 -0,005 -> Reduction compared prev.day:-0,294%
13/02/2012 1,691 -0,006 -> Reduction compared prev.day:-0,354%
14/02/2012 1,684 -0,007 -> Reduction compared prev.day:-0,414%
15/02/2012 1,675 -0,009 -> Reduction compared prev.day:-0,534%
16/02/2012 1,669 -0,006 -> Reduction compared prev.day:-0,358%
17/02/2012 1,664 -0,005 -> Reduction compared prev.day:-0,300%
20/02/2012 1,661  Theorical expected value             
21/02/2012 1,659  Theorical expected value             
22/02/2012 1,657  Theorical expected value             
23/02/2012 1,653  Theorical expected value             
24/02/2012 1,650  Theorical expected value             
27/02/2012 1,648  Theorical expected value             
28/02/2012 1,646  Theorical expected value             
29/02/2012 1,645  Theorical expected value

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 682,09 €.
Compared one year ago, in February'11 (1,714%): 684,74 €
Expected monthly savings will be: 2,65 €. 
Expected yearly savings will be:  32 € (-0,39%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 17/2/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,368	0,427	0,515	0,610	0,820	1,036	1,134
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,228	1,334	1,399	1,460	1,514	1,561	1,608
12 mo.
1,664

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,379	0,450	0,540	0,651	0,860	1,073	1,171
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,264	1,371	1,439	1,498	1,555	1,603	1,652
12m(a)
1,704

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 17/2/2012 at 13:50