Euribor 29/2/2012 & final value of February average

Final value of February average: 1,678

Oficial value of day 29/2/2012: 1,614 (-0,370%)

 

Comments: Today 6 thousandths less and all of the Euribor types are lower than yesterday. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2012 1,745 -0,009 -> Reduction compared prev.day  :-0,513%
02/02/2012 1,737 -0,008 -> Reduction compared prev.day  :-0,458%
03/02/2012 1,732 -0,005 -> Reduction compared prev.day  :-0,288%
06/02/2012 1,725 -0,007 -> Reduction compared prev.day  :-0,404%
07/02/2012 1,717 -0,008 -> Reduction compared prev.day  :-0,464%
08/02/2012 1,710 -0,007 -> Reduction compared prev.day:-0,408%
09/02/2012 1,702 -0,008 -> Reduction compared prev.day:-0,468%
10/02/2012 1,697 -0,005 -> Reduction compared prev.day:-0,294%
13/02/2012 1,691 -0,006 -> Reduction compared prev.day:-0,354%
14/02/2012 1,684 -0,007 -> Reduction compared prev.day:-0,414%
15/02/2012 1,675 -0,009 -> Reduction compared prev.day:-0,534%
16/02/2012 1,669 -0,006 -> Reduction compared prev.day:-0,358%
17/02/2012 1,664 -0,005 -> Reduction compared prev.day:-0,300%
20/02/2012 1,658 -0,006 -> Reduction compared prev.day:-0,361%
21/02/2012 1,652 -0,006 -> Reduction compared prev.day:-0,362%
22/02/2012 1,648 -0,004 -> Reduction compared prev.day:-0,242%
23/02/2012 1,642 -0,006 -> Reduction compared prev.day:-0,364%
24/02/2012 1,636 -0,006 -> Reduction compared prev.day:-0,365%
27/02/2012 1,627 -0,009 -> Reduction compared prev.day:-0,550%
28/02/2012 1,620 -0,007 -> Reduction compared prev.day:-0,430%
29/02/2012 1,614 -0,006 -> Reduction compared prev.day:-0,370%     

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 681,45 €.
Compared one year ago, in February'11 (1,714%): 684,74 €
Expected monthly savings will be: 3,29 €. 
Expected yearly savings will be:  39 € (-0,48%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 29/2/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,357	0,405	0,473	0,564	0,766	0,983	1,081
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,178	1,279	1,341	1,405	1,460	1,510	1,561
12 mo.
1,614

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,372	0,437	0,521	0,626	0,833	1,048	1,146
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,240	1,345	1,412	1,472	1,529	1,576	1,625
12m(a)
1,678

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 29/2/2012 at 13:50

Euribor 28/2/2012 (12 months & other types)

Forecast of February average: 1,678 (Reliability: 95%)

Oficial value of day 28/2/12: 1,620 (-0,430%)

 

Comments: Today decreases 7 thousandths, and  all of Euribor types are lower compared yesterday values, and the Euribor at 1 week today decreases 1 thousandth (a -0.20%), continuing being with similar values than had on 7-may-10.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2012 1,745 -0,009 -> Reduction compared prev.day  :-0,513%
02/02/2012 1,737 -0,008 -> Reduction compared prev.day  :-0,458%
03/02/2012 1,732 -0,005 -> Reduction compared prev.day  :-0,288%
06/02/2012 1,725 -0,007 -> Reduction compared prev.day  :-0,404%
07/02/2012 1,717 -0,008 -> Reduction compared prev.day  :-0,464%
08/02/2012 1,710 -0,007 -> Reduction compared prev.day:-0,408%
09/02/2012 1,702 -0,008 -> Reduction compared prev.day:-0,468%
10/02/2012 1,697 -0,005 -> Reduction compared prev.day:-0,294%
13/02/2012 1,691 -0,006 -> Reduction compared prev.day:-0,354%
14/02/2012 1,684 -0,007 -> Reduction compared prev.day:-0,414%
15/02/2012 1,675 -0,009 -> Reduction compared prev.day:-0,534%
16/02/2012 1,669 -0,006 -> Reduction compared prev.day:-0,358%
17/02/2012 1,664 -0,005 -> Reduction compared prev.day:-0,300%
20/02/2012 1,658 -0,006 -> Reduction compared prev.day:-0,361%
21/02/2012 1,652 -0,006 -> Reduction compared prev.day:-0,362%
22/02/2012 1,648 -0,004 -> Reduction compared prev.day:-0,242%
23/02/2012 1,642 -0,006 -> Reduction compared prev.day:-0,364%
24/02/2012 1,636 -0,006 -> Reduction compared prev.day:-0,365%
27/02/2012 1,627 -0,009 -> Reduction compared prev.day:-0,550%
28/02/2012 1,620 -0,007 -> Reduction compared prev.day:-0,430%
29/02/2012 1,616  Theorical expected value            

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 681,45 €.
Compared one year ago, in February'11 (1,714%): 684,74 €
Expected monthly savings will be: 3,29 €. 
Expected yearly savings will be:  39 € (-0,48%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 28/2/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,360	0,409	0,480	0,572	0,772	0,991	1,089
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,185	1,285	1,348	1,413	1,468	1,516	1,567
12 mo.
1,620

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,373	0,438	0,523	0,629	0,837	1,052	1,149
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,243	1,349	1,415	1,475	1,532	1,580	1,629
12m(a)
1,682

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 28/2/2012 at 13:50

Euribor 27/2/2012 (12 months & other types)

Forecast of February average: 1,679 (Reliability: 90%)

Oficial value of day 27/2/12: 1,627 (-0,550%)

 

Comments: Today decreases 9 thousandths, and practically all of Euribor types are lower compared Friday values, and the Euribor at 1 week today repeats the last value (a +0.00%), continuing being with similar values than had on 7-may-10.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2012 1,745 -0,009 -> Reduction compared prev.day  :-0,513%
02/02/2012 1,737 -0,008 -> Reduction compared prev.day  :-0,458%
03/02/2012 1,732 -0,005 -> Reduction compared prev.day  :-0,288%
06/02/2012 1,725 -0,007 -> Reduction compared prev.day  :-0,404%
07/02/2012 1,717 -0,008 -> Reduction compared prev.day  :-0,464%
08/02/2012 1,710 -0,007 -> Reduction compared prev.day:-0,408%
09/02/2012 1,702 -0,008 -> Reduction compared prev.day:-0,468%
10/02/2012 1,697 -0,005 -> Reduction compared prev.day:-0,294%
13/02/2012 1,691 -0,006 -> Reduction compared prev.day:-0,354%
14/02/2012 1,684 -0,007 -> Reduction compared prev.day:-0,414%
15/02/2012 1,675 -0,009 -> Reduction compared prev.day:-0,534%
16/02/2012 1,669 -0,006 -> Reduction compared prev.day:-0,358%
17/02/2012 1,664 -0,005 -> Reduction compared prev.day:-0,300%
20/02/2012 1,658 -0,006 -> Reduction compared prev.day:-0,361%
21/02/2012 1,652 -0,006 -> Reduction compared prev.day:-0,362%
22/02/2012 1,648 -0,004 -> Reduction compared prev.day:-0,242%
23/02/2012 1,642 -0,006 -> Reduction compared prev.day:-0,364%
24/02/2012 1,636 -0,006 -> Reduction compared prev.day:-0,365%
27/02/2012 1,627 -0,009 -> Reduction compared prev.day:-0,550%
28/02/2012 1,625  Theorical expected value    
29/02/2012 1,623  Theorical expected value           

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 681,54 €.
Compared one year ago, in February'11 (1,714%): 684,74 €
Expected monthly savings will be: 3,20 €. 
Expected yearly savings will be:  38 € (-0,47%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 27/2/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,361	0,412	0,484	0,576	0,777	0,997	1,094
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,190	1,292	1,355	1,419	1,474	1,522	1,573
12 mo.
1,627

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,373	0,440	0,526	0,632	0,840	1,055	1,152
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,246	1,352	1,419	1,479	1,535	1,583	1,632
12m(a)
1,685

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 27/2/2012 at 13:50

Euribor 24/2/2012 (12 months & other types)

Forecast of February average: 1,680 (Reliability: 86%)

Oficial value of day 24/2/12: 1,636 (-0,364%)

 

Comments: Today decreases others 6 thousandths, and practically all of Euribor types are lower compared yesterday values, and the Euribor at 1 week today increaases 1 thousandth (a +0.27%), continuing being with similar values than had on 7-may-10.The next update will be done tomorrow around 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/02/2012 1,745 -0,009 -> Reduction compared prev.day  :-0,513%
02/02/2012 1,737 -0,008 -> Reduction compared prev.day  :-0,458%
03/02/2012 1,732 -0,005 -> Reduction compared prev.day  :-0,288%
06/02/2012 1,725 -0,007 -> Reduction compared prev.day  :-0,404%
07/02/2012 1,717 -0,008 -> Reduction compared prev.day  :-0,464%
08/02/2012 1,710 -0,007 -> Reduction compared prev.day:-0,408%
09/02/2012 1,702 -0,008 -> Reduction compared prev.day:-0,468%
10/02/2012 1,697 -0,005 -> Reduction compared prev.day:-0,294%
13/02/2012 1,691 -0,006 -> Reduction compared prev.day:-0,354%
14/02/2012 1,684 -0,007 -> Reduction compared prev.day:-0,414%
15/02/2012 1,675 -0,009 -> Reduction compared prev.day:-0,534%
16/02/2012 1,669 -0,006 -> Reduction compared prev.day:-0,358%
17/02/2012 1,664 -0,005 -> Reduction compared prev.day:-0,300%
20/02/2012 1,658 -0,006 -> Reduction compared prev.day:-0,361%
21/02/2012 1,652 -0,006 -> Reduction compared prev.day:-0,362%
22/02/2012 1,648 -0,004 -> Reduction compared prev.day:-0,242%
23/02/2012 1,642 -0,006 -> Reduction compared prev.day:-0,364%
24/02/2012 1,636 -0,006 -> Reduction compared prev.day:-0,365%
27/02/2012 1,634  Theorical expected value   
28/02/2012 1,632  Theorical expected value   
29/02/2012 1,631  Theorical expected value            

   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 681,82 €.
Compared one year ago, in February'11 (1,714%): 684,74 €
Expected monthly savings will be: 2,92 €. 
Expected yearly savings will be:  35 € (-0,43%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 24/2/2012:

      

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,361	0,415	0,490	0,585	0,786	1,006	1,104
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,197	1,301	1,367	1,429	1,484	1,532	1,581
12 mo.
1,636

 

Real average of Euribor of the current month from 1 week to 12 months:

        

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,374	0,441	0,528	0,635	0,844	1,058	1,156
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
1,249	1,355	1,422	1,482	1,539	1,586	1,635
12m(a)
1,688

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 24/2/2012 at 13:50