Euribor forecast of May-2009 (at 12 months)

Forecast of May average: 1,678 (Reliability: 3%)
Oficial value of day 30/4/09: 1,728

 

Comments: This forecast has been done taking into account a hypothetic reduction rates of 25 basic points, leaving the official interest rate at 1,00. If at the end the ECB won't reduce the interest rate, obviously the forecast will be different. From my point of view this will be the possible floor of interest rates in Euro Zone.

__Date___Interest rate_

04/05/2009 1,725  Theorical expected value  
05/05/2009 1,719  Theorical expected value  
06/05/2009 1,707  Theorical expected value  
07/05/2009 1,702  ECB hypothetic reduction rates:-0,25

08/05/2009 1,698  Theorical expected value  
11/05/2009 1,695  Theorical expected value  
12/05/2009 1,694  Theorical expected value  
13/05/2009 1,690  Theorical expected value  
14/05/2009 1,688  Theorical expected value  
15/05/2009 1,683  Theorical expected value  
18/05/2009 1,679  Theorical expected value  
19/05/2009 1,667  Theorical expected value  
20/05/2009 1,662  Theorical expected value  
21/05/2009 1,657  Theorical expected value  
22/05/2009 1,657  Theorical expected value  
25/05/2009 1,655  Theorical expected value  
26/05/2009 1,653  Theorical expected value  
27/05/2009 1,648  Theorical expected value  
28/05/2009 1,641  Theorical expected value  
29/05/2009 1,635  Theorical expected value   

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 681,45€
Compared one year ago (in May'08: 1021,34 €):
Expected monthly savings will be.: 340 €
Expected Yearly savings will be.: 4078 € (-33,28%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 30/04/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,803	0,847	0,883	0,944	1,167	1,365	1,436
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,49	1,562	1,601	1,63	1,653	1,68	1,706

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/04/2009 at 14:20

Euribor 30/4/2009 & final value of April average (at 12 months)

Final value of April average: 1,771
Oficial value of day 30/4/09: 1,728

Comments: Coming soon this value will be confirmed by European Central Bank or by the Bank of each country. Around 15:00 hours will be publicated the forecast for May.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/04/2009 1,801 -0,011 -> Reduction compared prev. day:-0,607%
02/04/2009 1,791 -0,010 -> Reduction compared prev. day:-0,555%
03/04/2009 1,804 +0,013 -> Difference compared pre. day:+0,726%
06/04/2009 1,802 -0,002 -> Reduction compared prev. day:-0,111%
07/04/2009 1,796 -0,006 -> Reduction compared prev. day:-0,333%
08/04/2009 1,785 -0,011 -> Reduction compared prev. day:-0,612%
09/04/2009 1,782 -0,003 -> Reduction compared prev. day:-0,168%
14/04/2009 1,774 -0,008 -> Reduction compared prev. day:-0,449% 
15/04/2009 1,768 -0,006 -> Reduction compared prev. day:-0,338% 
16/04/2009 1,762 -0,006 -> Reduction compared prev. day:-0,339% 
17/04/2009 1,761 -0,001 -> Reduction compared prev. day:-0,057%

20/04/2009 1,768 0,007 -> Difference compared pre. day:+ 0,398%
21/04/2009 1,768 0,000 -> Difference compared pre. day:= 0,000%
22/04/2009 1,766 -0,002 -> Reduction compared prev. day:-0,113%
23/04/2009 1,769 0,003 -> Difference compared pre. day: +0,170%

24/04/2009 1,764 -0,005 -> Reduction compared prev. day:-0,283%
27/04/2009 1,754 -0,010 -> Reduction compared prev. day:-0,567%
28/04/2009 1,743 -0,011 -> Reduction compared prev. day:-0,627%

29/04/2009 1,734 -0,009 -> Reduction compared prev. day:-0,516%
30/04/2009 1,728 -0,006 -> Reduction compared prev. day: -0,346%

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 689,97€
Compared one year ago (in April'08: 1001,79 €):
Expected monthly savings will be.: 312 €
Expected Yearly savings will be.: 3742 € (-31,13%) 
 

(The monthly payments are calculated using the french metod type)

 

April graphic:

 

Euribor from 1 week to 11 months of 30/04/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,803	0,847	0,883	0,944	1,167	1,365	1,436
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,49	1,562	1,601	1,63	1,653	1,68	1,706

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/04/2009 at 11:20

Euribor 29/4/2009 (12 months & other types)

Forecast of April average: 1,771 (Reliability: 95%)
Oficial value of day 29/4/09: 1,734

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/04/2009 1,801 -0,011 -> Reduction compared prev. day:-0,607%
02/04/2009 1,791 -0,010 -> Reduction compared prev. day:-0,555%
03/04/2009 1,804 +0,013 -> Difference compared pre. day:+0,726%
06/04/2009 1,802 -0,002 -> Reduction compared prev. day:-0,111%
07/04/2009 1,796 -0,006 -> Reduction compared prev. day:-0,333%
08/04/2009 1,785 -0,011 -> Reduction compared prev. day:-0,612%
09/04/2009 1,782 -0,003 -> Reduction compared prev. day:-0,168%
14/04/2009 1,774 -0,008 -> Reduction compared prev. day:-0,449% 
15/04/2009 1,768 -0,006 -> Reduction compared prev. day:-0,338% 
16/04/2009 1,762 -0,006 -> Reduction compared prev. day:-0,339% 
17/04/2009 1,761 -0,001 -> Reduction compared prev. day:-0,057%

20/04/2009 1,768 0,007 -> Difference compared pre. day:+ 0,398%
21/04/2009 1,768 0,000 -> Difference compared pre. day:= 0,000%
22/04/2009 1,766 -0,002 -> Reduction compared prev. day:-0,113%
23/04/2009 1,769 0,003 -> Difference compared pre. day: +0,170%

24/04/2009 1,764 -0,005 -> Reduction compared prev. day:-0,283%
27/04/2009 1,754 -0,010 -> Reduction compared prev. day:-0,567%
28/04/2009 1,743 -0,011 -> Reduction compared prev. day:-0,627%

29/04/2009 1,734 -0,009 -> Reduction compared prev. day:-0,516%
30/04/2009 1,727  Theorical expected value   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 689,97€
Compared one year ago (in April'08: 1001,79 €):
Expected monthly savings will be.: 312 €
Expected Yearly savings will be.: 3742 € (-31,13%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 29/04/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,823	0,86	0,895	0,953	1,175	1,372	1,443
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,497	1,569	1,605	1,633	1,656	1,684	1,71

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 29/04/2009 at 11:20

Euribor 28/4/2009 (at 12 months & the other types)

 Forecast of April average: 1,771 (Reliability: 90%)
Oficial value of day 28/4/09: 1,743

 

(At the end of this information you will find Euribor from one week to 11 months)

 

__Date___Interest rate_
01/04/2009 1,801 -0,011 -> Reduction compared prev. day:-0,607%
02/04/2009 1,791 -0,010 -> Reduction compared prev. day:-0,555%
03/04/2009 1,804 +0,013 -> Difference compared pre. day:+0,726%
06/04/2009 1,802 -0,002 -> Reduction compared prev. day:-0,111%
07/04/2009 1,796 -0,006 -> Reduction compared prev. day:-0,333%
08/04/2009 1,785 -0,011 -> Reduction compared prev. day:-0,612%
09/04/2009 1,782 -0,003 -> Reduction compared prev. day:-0,168%
14/04/2009 1,774 -0,008 -> Reduction compared prev. day:-0,449% 
15/04/2009 1,768 -0,006 -> Reduction compared prev. day:-0,338% 
16/04/2009 1,762 -0,006 -> Reduction compared prev. day:-0,339% 
17/04/2009 1,761 -0,001 -> Reduction compared prev. day:-0,057%

20/04/2009 1,768 0,007 -> Difference compared pre. day:+ 0,398%
21/04/2009 1,768 0,000 -> Difference compared pre. day:= 0,000%
22/04/2009 1,766 -0,002 -> Reduction compared prev. day:-0,113%
23/04/2009 1,769 0,003 -> Difference compared pre. day: +0,170%

24/04/2009 1,764 -0,005 -> Reduction compared prev. day:-0,283%
27/04/2009 1,754 -0,010 -> Reduction compared prev. day:-0,567%
28/04/2009 1,743 -0,011 -> Reduction compared prev. day:-0,627%
29/04/2009 1,738  Theorical expected value   
30/04/2009 1,731  Theorical expected value   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 689,97€
Compared one year ago (in April'08: 1001,79 €):
Expected monthly savings will be.: 312 €
Expected Yearly savings will be.: 3742 € (-31,13%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 28/04/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,869	0,895	0,926	0,973	1,186	1,384	1,456
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,508	1,579	1,616	1,644	1,666	1,695	1,719

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 28/04/2009 at 11:20

Euribor 27/4/2009 (at 12 months)

Forecast of April average: 1,774 (Reliability: 85%)
Oficial value of day 27/4/09: 1,764

 

__Date___Interest rate_
01/04/2009 1,801 -0,011 -> Reduction compared prev. day:-0,607%
02/04/2009 1,791 -0,010 -> Reduction compared prev. day:-0,555%
03/04/2009 1,804 +0,013 -> Difference compared pre. day:+0,726%
06/04/2009 1,802 -0,002 -> Reduction compared prev. day:-0,111%
07/04/2009 1,796 -0,006 -> Reduction compared prev. day:-0,333%
08/04/2009 1,785 -0,011 -> Reduction compared prev. day:-0,612%
09/04/2009 1,782 -0,003 -> Reduction compared prev. day:-0,168%
14/04/2009 1,774 -0,008 -> Reduction compared prev. day:-0,449% 
15/04/2009 1,768 -0,006 -> Reduction compared prev. day:-0,338% 
16/04/2009 1,762 -0,006 -> Reduction compared prev. day:-0,339% 
17/04/2009 1,761 -0,001 -> Reduction compared prev. day:-0,057%

20/04/2009 1,768 0,007 -> Difference compared pre. day:+ 0,398%
21/04/2009 1,768 0,000 -> Difference compared pre. day:= 0,000%
22/04/2009 1,766 -0,002 -> Reduction compared prev. day:-0,113%
23/04/2009 1,769 0,003 -> Difference compared pre. day: +0,170%

24/04/2009 1,764 -0,005 -> Reduction compared prev. day:-0,283%
27/04/2009 1,754 -0,010 -> Reduction compared prev. day:-0,567%
28/04/2009 1,752  Theorical expected value  
29/04/2009 1,747  Theorical expected value  
30/04/2009 1,740  Theorical expected value  
 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 690,16€
Compared one year ago (in April'08: 1001,79 €):
Expected monthly savings will be.: 311 €
Expected Yearly savings will be.: 3739 € (-31,11%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 27/04/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,903	0,917	0,946	0,988	1,198	1,392	1,465
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,517	1,588	1,625	1,651	1,675	1,704	1,729

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 27/04/2009 at 11:20

 

Euribor 24/4/2009 (at 12 months)

Forecast of April average: 1,774 (Reliability: 80%)
Oficial value of day 24/4/09: 1,764

 

__Date___Interest rate_
01/04/2009 1,801 -0,011 -> Reduction compared prev. day:-0,607%
02/04/2009 1,791 -0,010 -> Reduction compared prev. day:-0,555%
03/04/2009 1,804 +0,013 -> Difference compared pre. day:+0,726%
06/04/2009 1,802 -0,002 -> Reduction compared prev. day:-0,111%
07/04/2009 1,796 -0,006 -> Reduction compared prev. day:-0,333%
08/04/2009 1,785 -0,011 -> Reduction compared prev. day:-0,612%
09/04/2009 1,782 -0,003 -> Reduction compared prev. day:-0,168%
14/04/2009 1,774 -0,008 -> Reduction compared prev. day:-0,449% 
15/04/2009 1,768 -0,006 -> Reduction compared prev. day:-0,338% 
16/04/2009 1,762 -0,006 -> Reduction compared prev. day:-0,339% 
17/04/2009 1,761 -0,001 -> Reduction compared prev. day:-0,057%

20/04/2009 1,768 0,007 -> Difference compared pre. day:+ 0,398%
21/04/2009 1,768 0,000 -> Difference compared pre. day:= 0,000%
22/04/2009 1,766 -0,002 -> Reduction compared prev. day:-0,113%
23/04/2009 1,769 0,003 -> Difference compared pre. day: +0,170%

24/04/2009 1,764 -0,005 -> Reduction compared prev. day: -0,283%
27/04/2009 1,762  Theorical expected value   
28/04/2009 1,760  Theorical expected value   
29/04/2009 1,755  Theorical expected value   
30/04/2009 1,748  Theorical expected value   
 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 690,25€
Compared one year ago (in April'08: 1001,79 €):
Expected monthly savings will be.: 311 €
Expected Yearly savings will be.: 3738 € (-31,10%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 24/04/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,922	0,935	0,96	0,999	1,209	1,4	1,475
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,525	1,593	1,63	1,657	1,68	1,712	1,739

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 24/04/2009 at 11:20

 

Euribor 23/4/2009 (at 12 months)

Forecast of April average: 1,776 (Reliability: 75%)
Oficial value of day 23/4/09: 1,769

 

__Date___Interest rate_
01/04/2009 1,801 -0,011 -> Reduction compared prev. day:-0,607%
02/04/2009 1,791 -0,010 -> Reduction compared prev. day:-0,555%
03/04/2009 1,804 +0,013 -> Difference compared pre. day:+0,726%
06/04/2009 1,802 -0,002 -> Reduction compared prev. day:-0,111%
07/04/2009 1,796 -0,006 -> Reduction compared prev. day:-0,333%
08/04/2009 1,785 -0,011 -> Reduction compared prev. day:-0,612%
09/04/2009 1,782 -0,003 -> Reduction compared prev. day:-0,168%
14/04/2009 1,774 -0,008 -> Reduction compared prev. day:-0,449% 
15/04/2009 1,768 -0,006 -> Reduction compared prev. day:-0,338% 
16/04/2009 1,762 -0,006 -> Reduction compared prev. day:-0,339% 
17/04/2009 1,761 -0,001 -> Reduction compared prev. day:-0,057%

20/04/2009 1,768 0,007 -> Difference compared pre. day:+ 0,398%
21/04/2009 1,768 0,000 -> Difference compared pre. day:= 0,000%
22/04/2009 1,766 -0,002 -> Reduction compared prev. day:-0,113%
23/04/2009 1,769 0,003 -> Difference compared pre. day: +0,170%
24/04/2009 1,769  Theorical expected value   
27/04/2009 1,767  Theorical expected value   
28/04/2009 1,765  Theorical expected value   
29/04/2009 1,760  Theorical expected value   
30/04/2009 1,753  Theorical expected value   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 690,43€
Compared one year ago (in April'08: 1001,79 €):
Expected monthly savings will be.: 311 €
Expected Yearly savings will be.: 3736 € (-31,08%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 23/04/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,944	0,954	0,976	1,007	1,214	1,406	1,482
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,532	1,6	1,638	1,665	1,688	1,718	1,745

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 23/04/2009 at 11:20

Euribor 22/4/2009 (at 12 months)

Forecast of April average: 1,773 (Reliability: 70%)
Oficial value of day 22/4/09: 1,766

 

__Date___Interest rate_
01/04/2009 1,801 -0,011 -> Reduction compared prev. day:-0,607%
02/04/2009 1,791 -0,010 -> Reduction compared prev. day:-0,555%
03/04/2009 1,804 +0,013 -> Difference compared pre. day:+0,726%
06/04/2009 1,802 -0,002 -> Reduction compared prev. day:-0,111%
07/04/2009 1,796 -0,006 -> Reduction compared prev. day:-0,333%
08/04/2009 1,785 -0,011 -> Reduction compared prev. day:-0,612%
09/04/2009 1,782 -0,003 -> Reduction compared prev. day:-0,168%
14/04/2009 1,774 -0,008 -> Reduction compared prev. day:-0,449% 
15/04/2009 1,768 -0,006 -> Reduction compared prev. day:-0,338% 
16/04/2009 1,762 -0,006 -> Reduction compared prev. day:-0,339% 
17/04/2009 1,761 -0,001 -> Reduction compared prev. day:-0,057%

20/04/2009 1,768 0,007 -> Difference compared pre. day:+ 0,398%
21/04/2009 1,768 0,000 -> Difference compared pre. day:= 0,000%
22/04/2009 1,766 -0,002 -> Reduction compared prev. day:-0,113%
23/04/2009 1,762    Theorical expected value  
24/04/2009 1,762    Theorical expected value  
27/04/2009 1,760    Theorical expected value  
28/04/2009 1,758    Theorical expected value  
29/04/2009 1,752    Theorical expected value  
30/04/2009 1,745    Theorical expected value  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 690,16€
Compared one year ago (in April'08: 1001,79 €):
Expected monthly savings will be.: 312 €
Expected Yearly savings will be.: 3740 € (-31,11%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 22/04/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,944	0,949	0,97	1,009	1,213	1,405	1,486
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,534	1,6	1,636	1,662	1,687	1,716	1,742

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 22/04/2009 at 11:20

Euribor 21/4/2009 (at 12 months)

Forecast of April average: 1,772 (Reliability: 65%)
Oficial value of day 21/4/09: 1,768

 

__Date___Interest rate_
01/04/2009 1,801 -0,011 -> Reduction compared prev. day:-0,607%
02/04/2009 1,791 -0,010 -> Reduction compared prev. day:-0,555%
03/04/2009 1,804 +0,013 -> Difference compared pre. day:+0,726%
06/04/2009 1,802 -0,002 -> Reduction compared prev. day:-0,111%
07/04/2009 1,796 -0,006 -> Reduction compared prev. day:-0,333%
08/04/2009 1,785 -0,011 -> Reduction compared prev. day:-0,612%
09/04/2009 1,782 -0,003 -> Reduction compared prev. day:-0,168%
14/04/2009 1,774 -0,008 -> Reduction compared prev. day:-0,449% 
15/04/2009 1,768 -0,006 -> Reduction compared prev. day:-0,338% 
16/04/2009 1,762 -0,006 -> Reduction compared prev. day:-0,339% 
17/04/2009 1,761 -0,001 -> Reduction compared prev. day:-0,057%

20/04/2009 1,768 0,007 -> Difference compared pre. day:+ 0,398%
21/04/2009 1,768 0,000 -> Difference compared pre. day:= 0,000%
22/04/2009 1,763   Theorical expected value 
23/04/2009 1,758   Theorical expected value 
24/04/2009 1,758   Theorical expected value 
27/04/2009 1,756   Theorical expected value 
28/04/2009 1,754   Theorical expected value 
29/04/2009 1,749   Theorical expected value 
30/04/2009 1,742   Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 690,06€
Compared one year ago (in April'08: 1001,79 €):
Expected monthly savings will be.: 312 €
Expected Yearly savings will be.: 3741 € (-31,12%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 21/04/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,924	0,94	0,966	1,005	1,212	1,405	1,488
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,537	1,6	1,636	1,663	1,687	1,717	1,742

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 21/04/2009 at 11:30

Euribor 20/4/2009 (at 12 months)

Forecast of April average: 1,770 (Reliability: 60%)
Oficial value of day 20/4/09: 1,768

 

__Date___Interest rate_
01/04/2009 1,801 -0,011 -> Reduction compared prev. day:-0,607%
02/04/2009 1,791 -0,010 -> Reduction compared prev. day:-0,555%
03/04/2009 1,804 +0,013 -> Difference compared pre. day:+0,726%
06/04/2009 1,802 -0,002 -> Reduction compared prev. day:-0,111%
07/04/2009 1,796 -0,006 -> Reduction compared prev. day:-0,333%
08/04/2009 1,785 -0,011 -> Reduction compared prev. day:-0,612%
09/04/2009 1,782 -0,003 -> Reduction compared prev. day:-0,168%
14/04/2009 1,774 -0,008 -> Reduction compared prev. day:-0,449% 
15/04/2009 1,768 -0,006 -> Reduction compared prev. day:-0,338% 
16/04/2009 1,762 -0,006 -> Reduction compared prev. day:-0,339% 
17/04/2009 1,761 -0,001 -> Reduction compared prev. day:-0,057%

20/04/2009 1,768 0,007 -> Difference compared pre. day:+ 0,398%
21/04/2009 1,763  Theorical expected value 
22/04/2009 1,757  Theorical expected value 
23/04/2009 1,753  Theorical expected value 
24/04/2009 1,753  Theorical expected value 
27/04/2009 1,751  Theorical expected value 
28/04/2009 1,749  Theorical expected value 
29/04/2009 1,743  Theorical expected value 
30/04/2009 1,736  Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 689,88€
Compared one year ago (in April'08: 1001,79 €):
Expected monthly savings will be.: 312 €
Expected Yearly savings will be.: 3743 € (-31,14%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 20/04/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,91	0,93	0,96	0,999	1,213	1,405	1,489
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,536	1,599	1,634	1,66	1,687	1,716	1,74

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 20/04/2009 at 11:30