Euribor 19/7/2013 (12 months & other types)

Forecast of July average: 0,520 (Reliability: 64%)

Oficial value of day 19/7/13: 0,515 (=)

 

Comments: Today repeats value and the rest of the Euribor with slightly changes compared yesterday values, the Euribor at 1 week repeats value too: 0,098 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/07/2013 0,534 +0,007 -> Reduction compared prev. day:+1,328%
02/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
03/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
04/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
05/07/2013 0,519 -0,015 -> Reduction compared prev. day:-2,809%
08/07/2013 0,513 -0,006 -> Reduction compared prev. day:-1,156%
09/07/2013 0,510 -0,003 -> Reduction compared prev. day:-0,585%
10/07/2013 0,512 +0,002 -> Reduction compared prev. day:+0,392%
11/07/2013 0,517 +0,005 -> Increase compared previo. day:+0,977%
12/07/2013 0,519 +0,002 -> Increase compared previo. day:+0,387%
15/07/2013 0,522 +0,003 -> Increase compared previo. day:+0,578%
16/07/2013 0,522 =0,000 -> Reduction compared prev. day:=0,000%
17/07/2013 0,521 -0,001 -> Reduction compared prev. day:-0,192%
18/07/2013 0,515 -0,006 -> Reduction compared prev. day:-1,152%
19/07/2013 0,515 =0,000 -> Reduction compared prev. day:=0,000%
22/07/2013 0,513  Theorical expected value     
23/07/2013 0,513  Theorical expected value     
24/07/2013 0,512  Theorical expected value     
25/07/2013 0,516  Theorical expected value     
26/07/2013 0,516  Theorical expected value     
29/07/2013 0,516  Theorical expected value     
30/07/2013 0,515  Theorical expected value     
31/07/2013 0,515  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 580,77 €.
Compared one year ago, in July'12 (1,061%): 626,50 €
Expected monthly savings will be: 45,73 €. 
Expected yearly savings will be:  549 € (-7,3%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 19/7/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,098	0,104	0,113	0,123	0,174	0,220	0,255
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,289	0,330	0,363	0,395	0,425	0,455	0,484
12 mo.
0,515

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,095	0,103	0,112	0,122	0,175	0,219	0,257
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,291	0,333	0,367	0,398	0,431	0,460	0,490
12m(a)
0,521

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 19/7/2013 at 13:55