Tuesday, 28 April 2009

Euribor 28/4/2009 (at 12 months & the other types)

 Forecast of April average: 1,771 (Reliability: 90%)
Oficial value of day 28/4/09: 1,743
 
(At the end of this information you will find Euribor from one week to 11 months)
 
__Date___Interest rate_
01/04/2009 1,801 -0,011 -> Reduction compared prev. day:-0,607%
02/04/2009 1,791 -0,010 -> Reduction compared prev. day:-0,555%
03/04/2009 1,804 +0,013 -> Difference compared pre. day:+0,726%
06/04/2009 1,802 -0,002 -> Reduction compared prev. day:-0,111%
07/04/2009 1,796 -0,006 -> Reduction compared prev. day:-0,333%
08/04/2009 1,785 -0,011 -> Reduction compared prev. day:-0,612%
09/04/2009 1,782 -0,003 -> Reduction compared prev. day:-0,168%
14/04/2009 1,774 -0,008 -> Reduction compared prev. day:-0,449% 
15/04/2009 1,768 -0,006 -> Reduction compared prev. day:-0,338% 
16/04/2009 1,762 -0,006 -> Reduction compared prev. day:-0,339% 
17/04/2009 1,761 -0,001 -> Reduction compared prev. day:-0,057%
20/04/2009 1,768 0,007 -> Difference compared pre. day:+ 0,398%
21/04/2009 1,768 0,000 -> Difference compared pre. day:= 0,000%
22/04/2009 1,766 -0,002 -> Reduction compared prev. day:-0,113%
23/04/2009 1,769 0,003 -> Difference compared pre. day: +0,170%
24/04/2009 1,764 -0,005 -> Reduction compared prev. day:-0,283%
27/04/2009 1,754 -0,010 -> Reduction compared prev. day:-0,567%
28/04/2009 1,743 -0,011 -> Reduction compared prev. day:-0,627%
29/04/2009 1,738  Theorical expected value   
30/04/2009 1,731  Theorical expected value   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 689,97€
Compared one year ago (in April'08: 1001,79 €):
Expected monthly savings will be.: 312 €
Expected Yearly savings will be.: 3742 € (-31,13%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 28/04/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,869 0,895 0,926 0,973 1,186 1,384 1,456
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,508 1,579 1,616 1,644 1,666 1,695 1,719
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/04/2009 at 11:20

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