Euribor 20/4/2009 (at 12 months)

Forecast of April average: 1,770 (Reliability: 60%)
Oficial value of day 20/4/09: 1,768

 

__Date___Interest rate_
01/04/2009 1,801 -0,011 -> Reduction compared prev. day:-0,607%
02/04/2009 1,791 -0,010 -> Reduction compared prev. day:-0,555%
03/04/2009 1,804 +0,013 -> Difference compared pre. day:+0,726%
06/04/2009 1,802 -0,002 -> Reduction compared prev. day:-0,111%
07/04/2009 1,796 -0,006 -> Reduction compared prev. day:-0,333%
08/04/2009 1,785 -0,011 -> Reduction compared prev. day:-0,612%
09/04/2009 1,782 -0,003 -> Reduction compared prev. day:-0,168%
14/04/2009 1,774 -0,008 -> Reduction compared prev. day:-0,449% 
15/04/2009 1,768 -0,006 -> Reduction compared prev. day:-0,338% 
16/04/2009 1,762 -0,006 -> Reduction compared prev. day:-0,339% 
17/04/2009 1,761 -0,001 -> Reduction compared prev. day:-0,057%

20/04/2009 1,768 0,007 -> Difference compared pre. day:+ 0,398%
21/04/2009 1,763  Theorical expected value 
22/04/2009 1,757  Theorical expected value 
23/04/2009 1,753  Theorical expected value 
24/04/2009 1,753  Theorical expected value 
27/04/2009 1,751  Theorical expected value 
28/04/2009 1,749  Theorical expected value 
29/04/2009 1,743  Theorical expected value 
30/04/2009 1,736  Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 689,88€
Compared one year ago (in April'08: 1001,79 €):
Expected monthly savings will be.: 312 €
Expected Yearly savings will be.: 3743 € (-31,14%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 20/04/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,91	0,93	0,96	0,999	1,213	1,405	1,489
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,536	1,599	1,634	1,66	1,687	1,716	1,74

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 20/04/2009 at 11:30