Euribor 3/4/2009 (at 12 months)

Forecast of April average: 1,766 (Reliability: 15%)
Oficial value of day 3/4/09: 1,804

__Date___Interest rate_
01/4/2009 1,801 -0,011 -> Reduction compared prev. day:-0,607%
02/4/2009 1,791 -0,010 -> Reduction compared prev. day:-0,555%
03/04/2009 1,804 +0,013 -> Difference compared pre. day:+0,726%
06/04/2009 1,792 Theorical expected value
07/04/2009 1,787 Theorical expected value
08/04/2009 1,783 Theorical expected value
09/04/2009 1,780 Theorical expected value
14/04/2009 1,779 Theorical expected value
15/04/2009 1,775 Theorical expected value
16/04/2009 1,773 Theorical expected value
17/04/2009 1,768 Theorical expected value
20/04/2009 1,764 Theorical expected value
21/04/2009 1,752 Theorical expected value
22/04/2009 1,747 Theorical expected value
23/04/2009 1,742 Theorical expected value
24/04/2009 1,742 Theorical expected value
27/04/2009 1,740 Theorical expected value
28/04/2009 1,738 Theorical expected value
29/04/2009 1,733 Theorical expected value
30/04/2009 1,726 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 689,51€
Compared one year ago (in April'08: 1001,79 €):
Expected monthly savings will be.: 312 €
Expected Yearly savings will be.: 3747 € (-31,17%)

(The monthly payments are calculated using the french metod type)

Euribor rates from 1 week to 11 months of 3/04/2009:

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,947	0,979	1,018	1,076	1,291	1,479	1,56
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,599	1,653	1,686	1,706	1,729	1,753	1,777

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Published date: 03/04/2009 at 11:30