Euribor 14/4/2009 (at 12 months)

Forecast of April average: 1,766 (Reliability: 40%)
Oficial value of day 14/4/09: 1,774

__Date___Interest rate_
01/4/2009 1,801 -0,011 -> Reduction compared prev. day:-0,607%
02/4/2009 1,791 -0,010 -> Reduction compared prev. day:-0,555%
03/04/2009 1,804 +0,013 -> Difference compared pre. day:+0,726%
06/04/2009 1,802 -0,002 -> Reduction compared prev. day:-0,111%
07/04/2009 1,796 -0,006 -> Reduction compared prev. day:-0,333%
08/04/2009 1,785 -0,011 -> Reduction compared prev. day:-0,612%
09/04/2009 1,782 -0,003 -> Reduction compared prev. day:-0,168%
14/04/2009 1,774 -0,008 -> Reduction compared prev. day:-0,449%
15/04/2009 1,774 Theorical expected value
16/04/2009 1,772 Theorical expected value
17/04/2009 1,767 Theorical expected value
20/04/2009 1,763 Theorical expected value
21/04/2009 1,751 Theorical expected value
22/04/2009 1,745 Theorical expected value
23/04/2009 1,741 Theorical expected value
24/04/2009 1,741 Theorical expected value
27/04/2009 1,739 Theorical expected value
28/04/2009 1,737 Theorical expected value
29/04/2009 1,731 Theorical expected value
30/04/2009 1,724 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 689,51€
Compared one year ago (in April'08: 1001,79 €):
Expected monthly savings will be.: 312 €
Expected Yearly savings will be.: 3747 € (-31,17%)

(The monthly payments are calculated using the french metod type)

Euribor rates from 1 week to 11 months of 14/04/2009:

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,865	0,895	0,947	1	1,233	1,423	1,508
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,549	1,609	1,643	1,667	1,693	1,721	1,747

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Published date: 14/04/2009 at 11:30