Euribor 23/4/2009 (at 12 months)

Forecast of April average: 1,776 (Reliability: 75%)
Oficial value of day 23/4/09: 1,769

 

__Date___Interest rate_
01/04/2009 1,801 -0,011 -> Reduction compared prev. day:-0,607%
02/04/2009 1,791 -0,010 -> Reduction compared prev. day:-0,555%
03/04/2009 1,804 +0,013 -> Difference compared pre. day:+0,726%
06/04/2009 1,802 -0,002 -> Reduction compared prev. day:-0,111%
07/04/2009 1,796 -0,006 -> Reduction compared prev. day:-0,333%
08/04/2009 1,785 -0,011 -> Reduction compared prev. day:-0,612%
09/04/2009 1,782 -0,003 -> Reduction compared prev. day:-0,168%
14/04/2009 1,774 -0,008 -> Reduction compared prev. day:-0,449% 
15/04/2009 1,768 -0,006 -> Reduction compared prev. day:-0,338% 
16/04/2009 1,762 -0,006 -> Reduction compared prev. day:-0,339% 
17/04/2009 1,761 -0,001 -> Reduction compared prev. day:-0,057%

20/04/2009 1,768 0,007 -> Difference compared pre. day:+ 0,398%
21/04/2009 1,768 0,000 -> Difference compared pre. day:= 0,000%
22/04/2009 1,766 -0,002 -> Reduction compared prev. day:-0,113%
23/04/2009 1,769 0,003 -> Difference compared pre. day: +0,170%
24/04/2009 1,769  Theorical expected value   
27/04/2009 1,767  Theorical expected value   
28/04/2009 1,765  Theorical expected value   
29/04/2009 1,760  Theorical expected value   
30/04/2009 1,753  Theorical expected value   

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 690,43€
Compared one year ago (in April'08: 1001,79 €):
Expected monthly savings will be.: 311 €
Expected Yearly savings will be.: 3736 € (-31,08%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 23/04/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,944	0,954	0,976	1,007	1,214	1,406	1,482
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,532	1,6	1,638	1,665	1,688	1,718	1,745

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 23/04/2009 at 11:20