Euribor 21/4/2009 (at 12 months)

Forecast of April average: 1,772 (Reliability: 65%)
Oficial value of day 21/4/09: 1,768

 

__Date___Interest rate_
01/04/2009 1,801 -0,011 -> Reduction compared prev. day:-0,607%
02/04/2009 1,791 -0,010 -> Reduction compared prev. day:-0,555%
03/04/2009 1,804 +0,013 -> Difference compared pre. day:+0,726%
06/04/2009 1,802 -0,002 -> Reduction compared prev. day:-0,111%
07/04/2009 1,796 -0,006 -> Reduction compared prev. day:-0,333%
08/04/2009 1,785 -0,011 -> Reduction compared prev. day:-0,612%
09/04/2009 1,782 -0,003 -> Reduction compared prev. day:-0,168%
14/04/2009 1,774 -0,008 -> Reduction compared prev. day:-0,449% 
15/04/2009 1,768 -0,006 -> Reduction compared prev. day:-0,338% 
16/04/2009 1,762 -0,006 -> Reduction compared prev. day:-0,339% 
17/04/2009 1,761 -0,001 -> Reduction compared prev. day:-0,057%

20/04/2009 1,768 0,007 -> Difference compared pre. day:+ 0,398%
21/04/2009 1,768 0,000 -> Difference compared pre. day:= 0,000%
22/04/2009 1,763   Theorical expected value 
23/04/2009 1,758   Theorical expected value 
24/04/2009 1,758   Theorical expected value 
27/04/2009 1,756   Theorical expected value 
28/04/2009 1,754   Theorical expected value 
29/04/2009 1,749   Theorical expected value 
30/04/2009 1,742   Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 690,06€
Compared one year ago (in April'08: 1001,79 €):
Expected monthly savings will be.: 312 €
Expected Yearly savings will be.: 3741 € (-31,12%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 21/04/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,924	0,94	0,966	1,005	1,212	1,405	1,488
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,537	1,6	1,636	1,663	1,687	1,717	1,742

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 21/04/2009 at 11:30