Euribor 8/1/2010 (12 months & other types)

Forecast of January average: 1,246 (Reliability: 25%)
Oficial value of day 08/01/10: 1,242

 

Comments: The next update will be done tomorrow around 12:00 hours. (ADVERTISEMENT, comments about Forex in this link: Forex Macro Hight profitability per month from 8 to 21% ). (Also clicking here you will find an evolution of a real investment in ForexMacro plan)

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
04/01/2010 1,251 +0,003 -> Increase compared preve. day:+0,240%
05/01/2010 1,249 -0,002 -> Reduction compared prev. day:-0,160%
06/01/2010 1,246 -0,003 -> Reduction compared prev. day:-0,240%
07/01/2010 1,243 -0,003 -> Reduction compared prev. day:-0,241%
08/01/2010 1,242 -0,001 -> Reduction compared prev. day:-0,080%
11/01/2010 1,243  Theorical expected value   
12/01/2010 1,243  Theorical expected value   
13/01/2010 1,244  Theorical expected value   
14/01/2010 1,245  Theorical expected value   
15/01/2010 1,246  Theorical expected value   
18/01/2010 1,247  Theorical expected value   
19/01/2010 1,247  Theorical expected value   
20/01/2010 1,247  Theorical expected value   
21/01/2010 1,248  Theorical expected value   
22/01/2010 1,249  Theorical expected value   
25/01/2010 1,248  Theorical expected value   
26/01/2010 1,246  Theorical expected value   
27/01/2010 1,244  Theorical expected value   
28/01/2010 1,245  Theorical expected value   
29/01/2010 1,246  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 642,69€
Compared one year ago, in Jan'09 (2,622%): 770,78 €
Expected monthly savings will be.: 128 €
Expected Yearly savings will be.: 1537 € (-16,62%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 8/1/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,362	0,382	0,402	0,445	0,545	0,691	0,787
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,876	0,986	1,026	1,071	1,119	1,161	1,202
12 mo.
1,242

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,367	0,388	0,408	0,450	0,550	0,695	0,790
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,883	0,992	1,031	1,075	1,125	1,166	1,205
12 m(av)
1,246

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 8/1/2010 at 13:05