Wednesday, 4 March 2015

Euribor 4/3/2015 (12 months & other types)

Forecast of March average: 0,227 (Reliability: 14%)
Oficial value of day 4/3/15: 0,227 (-0'439%)

Comments: In this  day  decreases one thousand (the minimum historical was on 4/3/15: 0,227) and practically all the rest of the Euribor types with slightly changes compared previous day values, except the Euribor at 1 week that decreases 3 thousands: -0,038 (-10%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/03/2015 0,230 -0,003 -> Difference compared previous day:-1,288%
03/03/2015 0,228 -0,002 -> Difference compared previous day:-0,870%
04/03/2015 0,227 -0,001 -> Difference compared previous day:-0,439%
05/03/2015 0,226  Theorical expected value
06/03/2015 0,225  Theorical expected value
09/03/2015 0,225  Theorical expected value
10/03/2015 0,224  Theorical expected value
11/03/2015 0,225  Theorical expected value
12/03/2015 0,226  Theorical expected value
13/03/2015 0,227  Theorical expected value
16/03/2015 0,227  Theorical expected value
17/03/2015 0,228  Theorical expected value
18/03/2015 0,229  Theorical expected value
19/03/2015 0,228  Theorical expected value
20/03/2015 0,228  Theorical expected value
23/03/2015 0,228  Theorical expected value
24/03/2015 0,228  Theorical expected value
25/03/2015 0,228  Theorical expected value
26/03/2015 0,228  Theorical expected value
27/03/2015 0,229  Theorical expected value
30/03/2015 0,229  Theorical expected value
31/03/2015 0,229  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
557,00 €.
Compared one year ago, in March'14 (0,577%): 585,34 €
Expected monthly savings will be: 29 €.
 
Expected yearly savings will be:  344 
(-4,9%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 4/3/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,038 -0,029 -0,006 0,017
3 mo. 6 mo. 9 mo. 12 mo.
0,038 0,110 0,158 0,227

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,035 -0,029 -0,006 0,018
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,038 0,110 0,159 0,228

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 4/3/2015 at 14:06

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