Euribor 10/7/2012 (12 months & other types)

Forecast of July average: 1,095 (Reliability: 35%)

Oficial value of day 10/7/12: 1,095 (-0,815%)

 

Comments: Today reduces 9 thousandths, and all of the Euribor types decrease compared yesterday values, the Euribor at 1 week decreases 16 thousandths more, a new consecutive minimum historical:  0,158 (-9,19%).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/07/2012 1,213 =0,000 -> Reduction compared prev.day:=0,000%
03/07/2012 1,210 -0,003 -> Reduction compared prev.day:-0,247%
04/07/2012 1,206 -0,004 -> Reduction compared prev.day:-0,331%
05/07/2012 1,202 -0,004 -> Reduction compared prev.day:-0,332%
06/07/2012 1,118 -0,084 -> Reduction compared prev.day:-6,988%
09/07/2012 1,104 -0,014 -> Reduction compared prev.day:-1,252%
10/07/2012 1,095 -0,009 -> Reduction compared prev.day:-0,815%
11/07/2012 1,087  Theorical expected value          
12/07/2012 1,081  Theorical expected value          
13/07/2012 1,076  Theorical expected value          
16/07/2012 1,072  Theorical expected value          
17/07/2012 1,068  Theorical expected value          
18/07/2012 1,067  Theorical expected value          
19/07/2012 1,063  Theorical expected value          
20/07/2012 1,059  Theorical expected value          
23/07/2012 1,058  Theorical expected value          
24/07/2012 1,057  Theorical expected value          
25/07/2012 1,056  Theorical expected value          
26/07/2012 1,055  Theorical expected value          
27/07/2012 1,053  Theorical expected value          
30/07/2012 1,051  Theorical expected value          
31/07/2012 1,050  Theorical expected value          

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 629,45 €.
Compared one year ago, in July'11 (2,183%): 728,46 €
Expected monthly savings will be: 99,01 €. 
Expected yearly savings will be:  1188 € (-13,59%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 10/7/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,158	0,171	0,190	0,223	0,337	0,521	0,622
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,710	0,805	0,857	0,908	0,958	1,005	1,054
12 mo.
1,095

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,259	0,270	0,287	0,312	0,417	0,598	0,697
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,787	0,879	0,929	0,979	1,028	1,075	1,123
12m(a)
1,164

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 10/7/2012 at 13:50