Thursday, 16 July 2009

Euribor 16/7/2009 (12 months & other types)

Forecast of July average: 1,430 (Reliability: 52%)
Oficial value of day 16/7/09: 1,409
 
Comments: The next update will be done tomorrow around 16:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2009 1,497 -0,007 -> Reduction compared prev. day:-0,465%
02/07/2009 1,486 -0,011 -> Reduction compared prev. day:-0,735%
03/07/2009 1,468 -0,018 -> Reduction compared prev. day:-1,211%
06/07/2009 1,456 -0,012 -> Reduction compared prev. day:-0,817%
07/07/2009 1,452 -0,004 -> Reduction compared prev. day:-0,275%
08/07/2009 1,440 -0,012 -> Reduction compared prev. day:-0,826%
09/07/2009 1,436 -0,004 -> Reduction compared prev. day:-0,278%
10/07/2009 1,433 -0,003 -> Reduction compared prev. day:-0,209%
13/07/2009 1,426 -0,007 -> Reduction compared prev. day:-0,488%
14/07/2009 1,419 -0,007 -> Reduction compared prev. day:-0,491%
15/07/2009 1,413 -0,006 -> Reduction compared prev. day:-0,423%
16/07/2009 1,409 -0,004 -> Reduction compared prev. day:-0,283%
17/07/2009 1,412  Theorical expected value  
20/07/2009 1,410  Theorical expected value  
21/07/2009 1,410  Theorical expected value  
22/07/2009 1,409  Theorical expected value  
23/07/2009 1,408  Theorical expected value  
24/07/2009 1,410  Theorical expected value  
27/07/2009 1,407  Theorical expected value  
28/07/2009 1,404  Theorical expected value  
29/07/2009 1,407  Theorical expected value  
30/07/2009 1,410  Theorical expected value  
31/07/2009 1,413  Theorical expected value  
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
659,03€
Compared one year ago (in July'08: 1066,84 €):
Expected monthly savings will be.: 408 €
Expected Yearly savings will be.: 4894 € (-38,23%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 16/7/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,373 0,426 0,496 0,597 0,781 0,969 1,053
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,132 1,214 1,248 1,284 1,325 1,358 1,383
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 16/07/2009 at 14:35
 

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