Monday, 10 March 2014

Euribor 7/3/2014 (12 months & other types)

Forecast of March average: 0,560 (Reliability: 21%)
Oficial value of day 7/3/14: 0,567 (+2,904%)
 
Comments: On Friday increased 16 thousands and practically all the rest of the Euribor are higher compared with the day before yesterday values, the Euribor at 1 week increased 10 thousand: 0,191 (+5,5%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/03/2014 0,554 +0,005 -> Reduction compared prev.day:+0,911%
04/03/2014 0,552 -0,002 -> Reduction compared prev.day:-0,361%
05/03/2014 0,551 -0,001 -> Reduction compared prev.day:-0,181%
06/03/2014 0,551 =0,000 -> Reduction compared prev.day:=0,000%
07/03/2014 0,567 +0,016 -> Increase compared prev. day:+2,904%
10/03/2014 0,567  Theorical expected value
11/03/2014 0,567  Theorical expected value 
12/03/2014 0,567  Theorical expected value 
13/03/2014 0,567  Theorical expected value 
14/03/2014 0,568  Theorical expected value 
17/03/2014 0,566  Theorical expected value 
18/03/2014 0,568  Theorical expected value 
19/03/2014 0,569  Theorical expected value 
20/03/2014 0,570  Theorical expected value 
21/03/2014 0,570  Theorical expected value 
24/03/2014 0,569  Theorical expected value 
25/03/2014 0,569  Theorical expected value 
26/03/2014 0,570  Theorical expected value 
27/03/2014 0,571  Theorical expected value 
28/03/2014 0,572  Theorical expected value 
31/03/2014 0,571  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
584,42 €.
Compared one year ago, in March'13 (0,545%): 582,68 €
Expected monthly extra expenses will be: 1,74 €.
 
Expected yearly extra expenses will be:  21 
(+0,30%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 7/3/2014:

1 we. 2 we. 1 mo. 2 mo.
0,191 0,203 0,229 0,261
3 mo. 6 mo. 9 mo. 12 mo.
0,299 0,398 0,484 0,567

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,184 0,196 0,220 0,252
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,289 0,388 0,472 0,555

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 10/3/2014 at 13:55

Information: I'm sorry but from now on the daily information of Euribor from the offical site will offers the daily values if you paid an anual subscription. I'm not agree with this decision and for this reason I will show every day the yesterday values.

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