Thursday, 20 March 2014

Euribor 20/3/2014 (12 months & other types)

Forecast of March average: 0,577 (Reliability: 66%)
Oficial value of day 20/3/14: 0,591 (+1,026%)
 
Comments: Today has increased 6 thousands and practically all the rest of the Euribor with slightly changes compared yesterday values, the Euribor at 1 week increased one thousand: 0,194 (+0'5%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/03/2014 0,554 +0,005 -> Reduction compared prev.day:+0,911%
04/03/2014 0,552 -0,002 -> Reduction compared prev.day:-0,361%
05/03/2014 0,551 -0,001 -> Reduction compared prev.day:-0,181%
06/03/2014 0,551 =0,000 -> Reduction compared prev.day:=0,000%
07/03/2014 0,567 +0,016 -> Increase compared prev. day:+2,904%
10/03/2014 0,578 +0,011 -> Increase compared prev. day:+1,940%
11/03/2014 0,575 -0,003 -> Reduction compared prev.day:-0,519%
12/03/2014 0,574 -0,001 -> Reduction compared prev.day:-0,174%
13/03/2014 0,573 -0,001 -> Reduction compared prev.day:-0,174%
14/03/2014 0,570 -0,003 -> Reduction compared prev.day:-0,524%
17/03/2014 0,576 +0,006 -> Increase compared prev. day:+1,053%
18/03/2014 0,582 +0,006 -> Increase compared prev. day:+1,042%
19/03/2014 0,585 +0,003 -> Increase compared prev. day:+0,515%
19/03/2014 0,585 +0,003 -> Increase compared prev. day:+0,515%
20/03/2014 0,591 +0,006 -> Increase compared prev. day:+1,026%
21/03/2014 0,591  Theorical expected value
24/03/2014 0,592  Theorical expected value
25/03/2014 0,592  Theorical expected value
26/03/2014 0,593  Theorical expected value
27/03/2014 0,594  Theorical expected value
28/03/2014 0,595  Theorical expected value
31/03/2014 0,594  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
585,42 €.
Compared one year ago, in March'13 (0,545%): 582,68 €
Expected monthly extra expenses will be: 2,74 €.
 
Expected yearly extra expenses will be:  33 
(+0,47%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 20/3/2014:

1 we. 2 we. 1 mo. 2 mo.
0,196 0,210 0,238 0,276
3 mo. 6 mo. 9 mo. 12 mo.
0,313 0,416 0,504 0,591

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,191 0,203 0,229 0,263
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,301 0,401 0,486 0,570

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 20/3/2014 at 13:55

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