Tuesday, 11 March 2014

Euribor 10/3/2014 (12 months & other types)

Forecast of March average: 0,565 (Reliability: 25%)
Oficial value of day 10/3/14: 0,578 (+1,940%)
 
Comments: Yesterday increased 11 thousands and practically all the rest of the Euribor are higher compared with the day before yesterday values, the Euribor at 1 week increased 9 thousands: 0,200 (+4,7%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/03/2014 0,554 +0,005 -> Reduction compared prev.day:+0,911%
04/03/2014 0,552 -0,002 -> Reduction compared prev.day:-0,361%
05/03/2014 0,551 -0,001 -> Reduction compared prev.day:-0,181%
06/03/2014 0,551 =0,000 -> Reduction compared prev.day:=0,000%
07/03/2014 0,567 +0,016 -> Increase compared prev. day:+2,904%
10/03/2014 0,578 +0,011 -> Increase compared prev. day:+1,940%
11/03/2014 0,578  Theorical expected value 
12/03/2014 0,578  Theorical expected value 
13/03/2014 0,578  Theorical expected value 
14/03/2014 0,579  Theorical expected value 
17/03/2014 0,577  Theorical expected value 
18/03/2014 0,579  Theorical expected value 
19/03/2014 0,580  Theorical expected value 
20/03/2014 0,581  Theorical expected value 
21/03/2014 0,581  Theorical expected value 
24/03/2014 0,580  Theorical expected value 
25/03/2014 0,580  Theorical expected value 
26/03/2014 0,581  Theorical expected value 
27/03/2014 0,582  Theorical expected value 
28/03/2014 0,583  Theorical expected value 
31/03/2014 0,582  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
584,42 €.
Compared one year ago, in March'13 (0,545%): 582,68 €
Expected monthly extra expenses will be: 1,74 €.
 
Expected yearly extra expenses will be:  21 
(+0,30%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 10/3/2014:

1 we. 2 we. 1 mo. 2 mo.
0,200 0,210 0,236 0,270
3 mo. 6 mo. 9 mo. 12 mo.
0,307 0,408 0,494 0,578

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,187 0,198 0,223 0,255
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,292 0,391 0,476 0,559

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 11/3/2014 at 13:55

Information: I'm sorry but from now on the daily information of Euribor from the offical site will offers the daily values if you paid an anual subscription. I'm not agree with this decision and for this reason I will show every day the yesterday values.

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