Euribor 1/3/2010 (12 months & other types)

Forecast of March average: 1,221 (Reliability: 4%)
Oficial value of day 1/03/10: 1,216

 

Comments: The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/03/2010 1,216 0,001 ->  Increase compared preve. day:+0,082%
02/03/2010 1,217  Theorical expected value                              
03/03/2010 1,218  Theorical expected value                              
04/03/2010 1,219  ECB, not expected changes(=1%)    
05/03/2010 1,220  Theorical expected value                              
08/03/2010 1,220  Theorical expected value                              
09/03/2010 1,221  Theorical expected value                              
10/03/2010 1,222  Theorical expected value                              
11/03/2010 1,221  Theorical expected value                              
12/03/2010 1,223  Theorical expected value                              
15/03/2010 1,224  Theorical expected value                              
16/03/2010 1,223  Theorical expected value                              
17/03/2010 1,222  Theorical expected value                              
18/03/2010 1,221  Theorical expected value                              
19/03/2010 1,220  Theorical expected value                              
22/03/2010 1,219  Theorical expected value                              
23/03/2010 1,218  Theorical expected value                              
24/03/2010 1,219  Theorical expected value                              
25/03/2010 1,220  Theorical expected value                              
26/03/2010 1,222  Theorical expected value                              
29/03/2010 1,223  Theorical expected value                              
30/03/2010 1,222  Theorical expected value                              
31/03/2010 1,224  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 640,48€
Compared one year ago, in March'09 (1,909%): 702,73 €
Expected monthly savings will be.: 62 €
Expected Yearly savings will be.: 749 € (-8,88%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 1/3/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,344	0,361	0,376	0,415	0,516	0,655	0,757
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,847	0,959	0,994	1,043	1,092	1,129	1,168
12 mo.
1,216

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,344	0,361	0,376	0,415	0,516	0,655	0,757
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,847	0,959	0,994	1,043	1,092	1,129	1,168
12 mo.
1,216

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 1/3/2010 at 13:05