Wednesday, 5 March 2014

Euribor 4/3/2014 (12 months & other types)

Forecast of March average: 0,550 (Reliability: 9%)
Oficial value of day 4/3/14: 0,552 (-0,361%)
 
Comments: Yesterday decreased 2 thousands and practically all the rest of the Euribor was lower compared with the day before yesterday values, the Euribor at 1 week decreased one thousand: 0,183 (-0,5%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/03/2014 0,554 +0,005 -> Reduction compared prev.day:+0,911%
04/03/2014 0,552 -0,002 -> Reduction compared prev.day:-0,361%
05/03/2014 0,550  Theorical expected value
06/03/2014 0,549  ECB, not expected changes(=0,25%)  
07/03/2014 0,548  Theorical expected value 
10/03/2014 0,548  Theorical expected value 
11/03/2014 0,548  Theorical expected value 
12/03/2014 0,548  Theorical expected value 
13/03/2014 0,548  Theorical expected value 
14/03/2014 0,549  Theorical expected value 
17/03/2014 0,547  Theorical expected value 
18/03/2014 0,549  Theorical expected value 
19/03/2014 0,550  Theorical expected value 
20/03/2014 0,551  Theorical expected value 
21/03/2014 0,551  Theorical expected value 
24/03/2014 0,550  Theorical expected value 
25/03/2014 0,550  Theorical expected value 
26/03/2014 0,551  Theorical expected value 
27/03/2014 0,552  Theorical expected value 
28/03/2014 0,553  Theorical expected value 
31/03/2014 0,552  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
583,09 €.
Compared one year ago, in March'13 (0,545%): 582,68 €
Expected monthly extra expenses will be: 0,42 €.
 
Expected yearly extra expenses will be:  5 
(-0,07%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 4/3/2014:

1 we. 2 we. 1 mo. 2 mo.
0,183 0,194 0,218 0,250
3 mo. 6 mo. 9 mo. 12 mo.
0,287 0,386 0,469 0,552

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,184 0,194 0,219 0,251
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,288 0,387 0,470 0,553

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 5/3/2014 at 13:55

Information: I'm sorry but from now on the daily information of Euribor from the offical site will offers the daily values if you paid an anual subscription. I'm not agree with this decision and for this reason I will show every day the yesterday values.


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