Friday, 7 March 2014

Euribor 6/3/2014 (12 months & other types)

Forecast of March average: 0,550 (Reliability: 17%)
Oficial value of day 6/3/14: 0,551 (=)
 
Comments: Yesterday repeated value and practically all the rest of the Euribor with slightly changes compared with the day before yesterday values, the Euribor at 1 week decreased one thousand: 0,181 (-0,5%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/03/2014 0,554 +0,005 -> Reduction compared prev.day:+0,911%
04/03/2014 0,552 -0,002 -> Reduction compared prev.day:-0,361%
05/03/2014 0,551 -0,001 -> Reduction compared prev.day:-0,181%
06/03/2014 0,551 =0,000 -> Reduction compared prev.day:=0,000%
07/03/2014 0,550  Theorical expected value
10/03/2014 0,550  Theorical expected value
11/03/2014 0,550  Theorical expected value
12/03/2014 0,550  Theorical expected value
13/03/2014 0,550  Theorical expected value
14/03/2014 0,551  Theorical expected value
17/03/2014 0,549  Theorical expected value
18/03/2014 0,551  Theorical expected value
19/03/2014 0,552  Theorical expected value
20/03/2014 0,553  Theorical expected value
21/03/2014 0,553  Theorical expected value
24/03/2014 0,552  Theorical expected value
25/03/2014 0,552  Theorical expected value
26/03/2014 0,553  Theorical expected value
27/03/2014 0,554  Theorical expected value
28/03/2014 0,555  Theorical expected value
31/03/2014 0,554  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
583,09 €.
Compared one year ago, in March'13 (0,545%): 582,68 €
Expected monthly extra expenses will be: 0,42 €.
 
Expected yearly extra expenses will be:  5 
(-0,07%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 6/3/2014:

1 we. 2 we. 1 mo. 2 mo.
0,181 0,193 0,216 0,249
3 mo. 6 mo. 9 mo. 12 mo.
0,287 0,384 0,468 0,551

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,183 0,194 0,218 0,250
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,287 0,385 0,469 0,552


Graphic of the current month till today of Euribor at 12 months:




Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 7/3/2014 at 13:55

Information: I'm sorry but from now on the daily information of Euribor from the offical site will offers the daily values if you paid an anual subscription. I'm not agree with this decision and for this reason I will show every day the yesterday values.




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