Tuesday, 25 March 2014

Euribor 25/3/2014 (12 months & other types)

Forecast of March average: 0,580 (Reliability: 78%)
Oficial value of day 25/3/14: 0,598 (-0,333%)
 
Comments: Today has decreased 2 thousands and all the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week increased one thousand: 0,210 (+0,50%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/03/2014 0,554 +0,005 -> Reduction compared prev.day:+0,911%
04/03/2014 0,552 -0,002 -> Reduction compared prev.day:-0,361%
05/03/2014 0,551 -0,001 -> Reduction compared prev.day:-0,181%
06/03/2014 0,551 =0,000 -> Reduction compared prev.day:=0,000%
07/03/2014 0,567 +0,016 -> Increase compared prev. day:+2,904%
10/03/2014 0,578 +0,011 -> Increase compared prev. day:+1,940%
11/03/2014 0,575 -0,003 -> Reduction compared prev.day:-0,519%
12/03/2014 0,574 -0,001 -> Reduction compared prev.day:-0,174%
13/03/2014 0,573 -0,001 -> Reduction compared prev.day:-0,174%
14/03/2014 0,570 -0,003 -> Reduction compared prev.day:-0,524%
17/03/2014 0,576 +0,006 -> Increase compared prev. day:+1,053%
18/03/2014 0,582 +0,006 -> Increase compared prev. day:+1,042%
19/03/2014 0,585 +0,003 -> Increase compared prev. day:+0,515%
20/03/2014 0,591 +0,006 -> Increase compared prev. day:+1,026%
21/03/2014 0,593 +0,002 -> Increase compared prev. day:+0,338%
24/03/2014 0,600 +0,007 -> Increase compared prev. day:+1,180%
25/03/2014 0,598 -0,002 -> Reduction compared prev.day:-0,333%
26/03/2014 0,599  Theorical expected value
27/03/2014 0,600  Theorical expected value
28/03/2014 0,601  Theorical expected value
31/03/2014 0,600  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
585,42 €.
Compared one year ago, in March'13 (0,545%): 582,68 €
Expected monthly extra expenses will be: 2,74 €.
 
Expected yearly extra expenses will be:  33 
(+0,47%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 25/3/2014:

1 we. 2 we. 1 mo. 2 mo.
0,210 0,215 0,241 0,281
3 mo. 6 mo. 9 mo. 12 mo.
0,318 0,422 0,511 0,598

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,194 0,205 0,231 0,266
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,304 0,405 0,490 0,575

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 25/3/2014 at 13:55

No comments:

Post a Comment

Note: only a member of this blog may post a comment.