Thursday, 13 March 2014

Euribor 12/3/2014 (12 months & other types)

Forecast of March average: 0,565 (Reliability: 33%)
Oficial value of day 12/3/14: 0,574 (-0,174%)
 
Comments: Yesterday decreased one thousand and practically all the rest of the Euribor with slightly changes compared with the day before yesterday values, the Euribor at 1 week increased one thousand: 0,195 (+0,5%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/03/2014 0,554 +0,005 -> Reduction compared prev.day:+0,911%
04/03/2014 0,552 -0,002 -> Reduction compared prev.day:-0,361%
05/03/2014 0,551 -0,001 -> Reduction compared prev.day:-0,181%
06/03/2014 0,551 =0,000 -> Reduction compared prev.day:=0,000%
07/03/2014 0,567 +0,016 -> Increase compared prev. day:+2,904%
10/03/2014 0,578 +0,011 -> Increase compared prev. day:+1,940%
11/03/2014 0,575 -0,003 -> Reduction compared prev.day:-0,519%
12/03/2014 0,574 -0,001 -> Reduction compared prev.day:-0,174%
13/03/2014 0,574  Theorical expected value
14/03/2014 0,575  Theorical expected value 
17/03/2014 0,573  Theorical expected value 
18/03/2014 0,575  Theorical expected value 
19/03/2014 0,576  Theorical expected value 
20/03/2014 0,577  Theorical expected value 
21/03/2014 0,577  Theorical expected value 
24/03/2014 0,576  Theorical expected value 
25/03/2014 0,576  Theorical expected value 
26/03/2014 0,577  Theorical expected value 
27/03/2014 0,578  Theorical expected value 
28/03/2014 0,579  Theorical expected value 
31/03/2014 0,578  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
584,42 €.
Compared one year ago, in March'13 (0,545%): 582,68 €
Expected monthly extra expenses will be: 1,74 €.
 
Expected yearly extra expenses will be:  21 
(+0,30%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 12/3/2014:

1 we. 2 we. 1 mo. 2 mo.
0,195 0,208 0,233 0,268
3 mo. 6 mo. 9 mo. 12 mo.
0,304 0,405 0,490 0,574

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,189 0,200 0,225 0,258
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,295 0,395 0,480 0,563

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 13/3/2014 at 13:55

Information: I'm sorry but from now on the daily information of Euribor from the offical site will offers the daily values if you paid an anual subscription. I'm not agree with this decision and for this reason I will show every day the yesterday values.

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