Euribor 20/3/2014 (12 months & other types)

Forecast of March average: 0,578 (Reliability: 70%)

Oficial value of day 21/3/14: 0,593 (+0,338%)

 

Comments: Today has increased 2 thousands and practically all the rest of the Euribor with slightly changes compared yesterday values, the Euribor at 1 week increased 8 thousands: 0,204 (+4%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/03/2014 0,554 +0,005 -> Reduction compared prev.day:+0,911%

04/03/2014 0,552 -0,002 -> Reduction compared prev.day:-0,361%

05/03/2014 0,551 -0,001 -> Reduction compared prev.day:-0,181%

06/03/2014 0,551 =0,000 -> Reduction compared prev.day:=0,000%

07/03/2014 0,567 +0,016 -> Increase compared prev. day:+2,904%

10/03/2014 0,578 +0,011 -> Increase compared prev. day:+1,940%

11/03/2014 0,575 -0,003 -> Reduction compared prev.day:-0,519%

12/03/2014 0,574 -0,001 -> Reduction compared prev.day:-0,174%

13/03/2014 0,573 -0,001 -> Reduction compared prev.day:-0,174%

14/03/2014 0,570 -0,003 -> Reduction compared prev.day:-0,524%

17/03/2014 0,576 +0,006 -> Increase compared prev. day:+1,053%

18/03/2014 0,582 +0,006 -> Increase compared prev. day:+1,042%

19/03/2014 0,585 +0,003 -> Increase compared prev. day:+0,515%

20/03/2014 0,591 +0,006 -> Increase compared prev. day:+1,026%

21/03/2014 0,593 +0,002 -> Increase compared prev. day:+0,338%

24/03/2014 0,594  Theorical expected value

25/03/2014 0,594  Theorical expected value

26/03/2014 0,595  Theorical expected value

27/03/2014 0,596  Theorical expected value

28/03/2014 0,597  Theorical expected value

31/03/2014 0,596  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 585,42 €.
Compared one year ago, in March'13 (0,545%): 582,68 €
Expected monthly extra expenses will be: 2,74 €. 
Expected yearly extra expenses will be:  33 € (+0,47%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 21/3/2014:

1 we.	2 we.	1 mo.	2 mo.
0,204	0,210	0,239	0,279
3 mo.	6 mo.	9 mo.	12 mo.
0,315	0,420	0,507	0,593

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,192	0,203	0,229	0,264
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,302	0,402	0,488	0,571

Graphic of the current month till today of Euribor at 12 months:

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 21/3/2014 at 13:55