Euribor 9/7/2012 (12 months & other types)

Forecast of July average: 1,095 (Reliability: 30%)

Oficial value of day 9/7/12: 1,104 (-1,252%)

 

Comments: Today reduces 14 thousandths more, and all of the Euribor types decrease compared yesterday values, the Euribor at 1 week decreases 34 thousandths more, a new minimum historical:  0,174 (-16,3%).The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/07/2012 1,213 =0,000 -> Reduction compared prev.day:=0,000%
03/07/2012 1,210 -0,003 -> Reduction compared prev.day:-0,247%
04/07/2012 1,206 -0,004 -> Reduction compared prev.day:-0,331%
05/07/2012 1,202 -0,004 -> Reduction compared prev.day:-0,332%
06/07/2012 1,118 -0,084 -> Reduction compared prev.day:-6,988%
09/07/2012 1,104 -0,014 -> Reduction compared prev.day:-1,252%
10/07/2012 1,094  Theorical expected value         
11/07/2012 1,086  Theorical expected value         
12/07/2012 1,080  Theorical expected value         
13/07/2012 1,075  Theorical expected value         
16/07/2012 1,071  Theorical expected value         
17/07/2012 1,067  Theorical expected value         
18/07/2012 1,066  Theorical expected value         
19/07/2012 1,062  Theorical expected value         
20/07/2012 1,058  Theorical expected value         
23/07/2012 1,057  Theorical expected value         
24/07/2012 1,056  Theorical expected value         
25/07/2012 1,055  Theorical expected value         
26/07/2012 1,054  Theorical expected value         
27/07/2012 1,052  Theorical expected value         
30/07/2012 1,050  Theorical expected value         
31/07/2012 1,049  Theorical expected value         

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 629,45 €.
Compared one year ago, in July'11 (2,183%): 728,46 €
Expected monthly savings will be: 99,01 €. 
Expected yearly savings will be:  1188 € (-13,59%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 9/7/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,174	0,185	0,203	0,235	0,348	0,531	0,631
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,721	0,817	0,867	0,917	0,966	1,014	1,063
12 mo.
1,104

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,275	0,287	0,303	0,327	0,431	0,611	0,710
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,800	0,891	0,941	0,990	1,039	1,086	1,134
12m(a)
1,176

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 9/7/2012 at 13:50