Friday, 7 June 2013

Euribor 7/6/2013 (12 months & other types)

Forecast of June average: 0,491 (Reliability: 25%)
Oficial value of day 7/6/13: 0,490 (+2,083%)
 
Comments: Today increases 10 thousandths, and the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases one thousandth: 0,089 (+1,1%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/6/2013 0,478 =0,000 -> Reduction compared prev.day:=0,000%
04/6/2013 0,482 +0,004 -> Increase compared previ. day:+0,837%
05/6/2013 0,481 -0,001 -> Reduction compared prev.day:-0,207%
06/6/2013 0,480 -0,001 -> Reduction compared prev.day:-0,208%
07/6/2013 0,490 +0,010 -> Increase compared previ. day:+2,083%
10/6/2013 0,490  Theorical expected value  
11/6/2013 0,490  Theorical expected value  
12/6/2013 0,490  Theorical expected value  
13/6/2013 0,491  Theorical expected value  
14/6/2013 0,492  Theorical expected value  
17/6/2013 0,493  Theorical expected value  
18/6/2013 0,494  Theorical expected value  
19/6/2013 0,494  Theorical expected value  
20/6/2013 0,493  Theorical expected value  
21/6/2013 0,493  Theorical expected value  
24/6/2013 0,493  Theorical expected value  
25/6/2013 0,493  Theorical expected value  
26/6/2013 0,494  Theorical expected value  
27/6/2013 0,495  Theorical expected value  
28/6/2013 0,495  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
578,12 €.
Compared one year ago, in June'12 (1,219%): 640,31 €
Expected monthly savings will be: 63,18 €.
 
Expected yearly savings will be:  746
(-9,71%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 7/6/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,089 0,094 0,107 0,115 0,163 0,203 0,238
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,272 0,308 0,338 0,369 0,401 0,431 0,460
12 mo.





0,490





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,088 0,093 0,104 0,114 0,161 0,201 0,234
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,266 0,301 0,332 0,362 0,393 0,423 0,452
12m(a)





0,482





 
Graphic of the current month till today of Euribor at 12 months:
 

 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 7/6/2013 at 13:55

No comments:

Post a Comment

Note: only a member of this blog may post a comment.