Thursday 13 June 2013

Euribor 13/6/2013 (12 months & other types)

Forecast of June average: 0,498 (Reliability: 45%)
Oficial value of day 13/6/13: 0,504 (=)
 
Comments: Today repeats value, and the rest of the Euribor types are higher or equal compared yesterday values, the Euribor at 1 week repeats value too: 0,090 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/6/2013 0,478 =0,000 -> Reduction compared prev.day:=0,000%
04/6/2013 0,482 +0,004 -> Increase compared previ. day:+0,837%
05/6/2013 0,481 -0,001 -> Reduction compared prev.day:-0,207%
06/6/2013 0,480 -0,001 -> Reduction compared prev.day:-0,208%
07/6/2013 0,490 +0,010 -> Increase compared previ. day:+2,083%
10/6/2013 0,495 +0,005 -> Increase compared previ. day:+1,020%
11/6/2013 0,502 +0,007 -> Increase compared previ. day:+1,414%
12/6/2013 0,504 +0,002 -> Increase compared previ. day:+0,398%
13/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
14/6/2013 0,505  Theorical expected value      
17/6/2013 0,506  Theorical expected value      
18/6/2013 0,507  Theorical expected value      
19/6/2013 0,507  Theorical expected value      
20/6/2013 0,506  Theorical expected value      
21/6/2013 0,506  Theorical expected value      
24/6/2013 0,506  Theorical expected value      
25/6/2013 0,506  Theorical expected value      
26/6/2013 0,507  Theorical expected value      
27/6/2013 0,508  Theorical expected value      
28/6/2013 0,508  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
578,12 €.
Compared one year ago, in June'12 (1,219%): 640,31 €
Expected monthly savings will be: 63,18 €.
 
Expected yearly savings will be:  746
(-9,71%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 13/6/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,090 0,101 0,112 0,120 0,166 0,209 0,245
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,280 0,320 0,350 0,379 0,414 0,443 0,474
12 mo.
0,504
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,089 0,095 0,107 0,116 0,163 0,203 0,238
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,271 0,308 0,338 0,368 0,401 0,431 0,461
12m(a)
0,491
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 13/6/2013 at 13:55
 

No comments:

Post a Comment

Note: only a member of this blog may post a comment.