Monday 3 June 2013

Euribor 3/6/2013 (12 months & other types)

Forecast of June average: 0,478 (Reliability: 5%)
Oficial value of day 3/6/13: 0,478 (=)
 
Comments: Today repeats value, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats value too: 0,087 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/6/2013 0,478 =0,000 -> Reduction compared prev.day:=0,000%
04/6/2013 0,477  Theorical expected value   
05/6/2013 0,477  Theorical expected value   
06/6/2013 0,477  ECB, not expected changes(=0,50%)
07/6/2013 0,476  Theorical expected value   
10/6/2013 0,476  Theorical expected value   
11/6/2013 0,476  Theorical expected value   
12/6/2013 0,476  Theorical expected value   
13/6/2013 0,477  Theorical expected value   
14/6/2013 0,478  Theorical expected value   
17/6/2013 0,478  Theorical expected value   
18/6/2013 0,477  Theorical expected value   
19/6/2013 0,477  Theorical expected value   
20/6/2013 0,476  Theorical expected value   
21/6/2013 0,477  Theorical expected value   
24/6/2013 0,477  Theorical expected value   
25/6/2013 0,476  Theorical expected value   
26/6/2013 0,477  Theorical expected value   
27/6/2013 0,479  Theorical expected value   
28/6/2013 0,478  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
577,05 €.
Compared one year ago, in June'12 (1,219%): 640,31 €
Expected monthly savings will be: 63,26 €.
 
Expected yearly savings will be:  759
(-9,88%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 3/6/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,087 0,093 0,102 0,113 0,160 0,200 0,233
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,263 0,299 0,329 0,358 0,389 0,419 0,448
12 mo.
0,478
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,087 0,093 0,102 0,113 0,160 0,200 0,233
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,263 0,299 0,329 0,358 0,389 0,419 0,448
12m(a)
0,478
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 3/6/2013 at 13:55
 

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