Euribor 27/6/2013 (12 months & other types)

 

Forecast of June average: 0,507 (Reliability: 95%)

Oficial value of day 27/6/13: 0,529 (-1,855%)

 

Comments: Today decreases 10 thousandths, and practically all of the rest of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases 10 thousandths: 0,095 (-9'5%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/6/2013 0,478 =0,000 -> Reduction compared prev.day:=0,000%
04/6/2013 0,482 +0,004 -> Increase compared previ. day:+0,837%
05/6/2013 0,481 -0,001 -> Reduction compared prev.day:-0,207%
06/6/2013 0,480 -0,001 -> Reduction compared prev.day:-0,208%
07/6/2013 0,490 +0,010 -> Increase compared previ. day:+2,083%
10/6/2013 0,495 +0,005 -> Increase compared previ. day:+1,020%
11/6/2013 0,502 +0,007 -> Increase compared previ. day:+1,414%
12/6/2013 0,504 +0,002 -> Increase compared previ. day:+0,398%
13/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
14/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
17/6/2013 0,501 -0,003 -> Reduction compared prev.day:-0,595%
18/6/2013 0,503 +0,002 -> Increase compared previ. day:+0,399%
19/6/2013 0,506 +0,003 -> Increase compared previ. day:+0,596%
20/6/2013 0,516 +0,010 -> Increase compared previ. day:+1,976%
21/6/2013 0,524 +0,008 -> Increase compared previ. day:+1,550%
24/6/2013 0,535 +0,011 -> Increase compared previ. day:+2,099%
25/6/2013 0,541 +0,006 -> Increase compared previ. day:+1,121%
26/6/2013 0,539 -0,002 -> Reduction compared prev. day:-0,370%
27/6/2013 0,529 -0,010 -> Reduction compared prev. day:-1,855%
28/6/2013 0,530  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 579,53 €.
Compared one year ago, in June'12 (1,219%): 640,31 €
Expected monthly savings will be: 60,78 €. 
Expected yearly savings will be:  729 € (-9,49%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 27/6/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,095	0,103	0,113	0,124	0,176	0,219	0,258
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,294	0,337	0,371	0,402	0,435	0,465	0,498
12 mo.
0,529

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,093	0,101	0,111	0,120	0,168	0,210	0,246
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,281	0,320	0,351	0,381	0,415	0,445	0,476
12m(a)
0,506

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 27/6/2013 at 13:55