Euribor 12/6/2013 (12 months & other types)

Forecast of June average: 0,497 (Reliability: 40%)

Oficial value of day 12/6/13: 0,504 (+0,398%)

 

Comments: Today increases 2 thousandths, and the rest of the Euribor types are higher compared yesterday values, except the Euribor at 1 week which repeats value: 0,090 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/6/2013 0,478 =0,000 -> Reduction compared prev.day:=0,000%
04/6/2013 0,482 +0,004 -> Increase compared previ. day:+0,837%
05/6/2013 0,481 -0,001 -> Reduction compared prev.day:-0,207%
06/6/2013 0,480 -0,001 -> Reduction compared prev.day:-0,208%
07/6/2013 0,490 +0,010 -> Increase compared previ. day:+2,083%
10/6/2013 0,495 +0,005 -> Increase compared previ. day:+1,020%
11/6/2013 0,502 +0,007 -> Increase compared previ. day:+1,414%
12/6/2013 0,504 +0,002 -> Increase compared previ. day:+0,398%
13/6/2013 0,505  Theorical expected value     
14/6/2013 0,506  Theorical expected value     
17/6/2013 0,507  Theorical expected value     
18/6/2013 0,508  Theorical expected value     
19/6/2013 0,508  Theorical expected value     
20/6/2013 0,507  Theorical expected value     
21/6/2013 0,507  Theorical expected value     
24/6/2013 0,507  Theorical expected value     
25/6/2013 0,507  Theorical expected value     
26/6/2013 0,508  Theorical expected value     
27/6/2013 0,509  Theorical expected value     
28/6/2013 0,509  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 578,12 €.
Compared one year ago, in June'12 (1,219%): 640,31 €
Expected monthly savings will be: 63,18 €. 
Expected yearly savings will be:  746 € (-9,71%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 12/6/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,090	0,096	0,111	0,120	0,165	0,208	0,245
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,280	0,319	0,350	0,379	0,413	0,443	0,474
12 mo.
0,504

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,089	0,094	0,106	0,116	0,162	0,203	0,237
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,270	0,307	0,337	0,367	0,400	0,430	0,459
12m(a)
0,489

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 12/6/2013 at 13:55