Euribor 18/6/2013 (12 months & other types)

Forecast of June average: 0,498 (Reliability: 60%)

Oficial value of day 18/6/13: 0,504 (+0,399%)

 

Comments: Today increases 2 thousandths, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week decreases one thousandth: 0,089 (-1,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/6/2013 0,478 =0,000 -> Reduction compared prev.day:=0,000%
04/6/2013 0,482 +0,004 -> Increase compared previ. day:+0,837%
05/6/2013 0,481 -0,001 -> Reduction compared prev.day:-0,207%
06/6/2013 0,480 -0,001 -> Reduction compared prev.day:-0,208%
07/6/2013 0,490 +0,010 -> Increase compared previ. day:+2,083%
10/6/2013 0,495 +0,005 -> Increase compared previ. day:+1,020%
11/6/2013 0,502 +0,007 -> Increase compared previ. day:+1,414%
12/6/2013 0,504 +0,002 -> Increase compared previ. day:+0,398%
13/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
14/6/2013 0,504 =0,000 -> Increase compared previ. day:=0,000%
17/6/2013 0,501 -0,003 -> Reduction compared prev.day:-0,595%
18/6/2013 0,503 +0,002 -> Increase compared previ. day:+0,399%
19/6/2013 0,503  Theorical expected value         
20/6/2013 0,502  Theorical expected value         
21/6/2013 0,503  Theorical expected value         
24/6/2013 0,503  Theorical expected value         
25/6/2013 0,502  Theorical expected value         
26/6/2013 0,503  Theorical expected value         
27/6/2013 0,505  Theorical expected value         
28/6/2013 0,504  Theorical expected value  

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 578,87 €.
Compared one year ago, in June'12 (1,219%): 640,31 €
Expected monthly savings will be: 61,44 €. 
Expected yearly savings will be:  737 € (-9,60%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 18/6/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,089	0,103	0,112	0,122	0,169	0,210	0,247
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,282	0,320	0,350	0,380	0,413	0,443	0,474
12 mo.
0,503

 

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,089	0,097	0,108	0,117	0,164	0,205	0,240
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,274	0,311	0,341	0,371	0,404	0,434	0,464
12m(a)
0,494

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 18/6/2013 at 13:55