Euribor 4/7/2013 (12 months & other types)

Forecast of July average: 0,540 (Reliability: 16%)

Oficial value of day 4/7/13: 0,534 (=)

 

Comments: Today repeats value, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week increases 2 thousandth: 0,094 (+2'2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/07/2013 0,534 +0,007 -> Reduction compared prev. day:+1,328%
02/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
03/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
04/07/2013 0,534 =0,000 -> Increase compared previo. day:=0,000%
05/07/2013 0,536  Theorical expected value      
08/07/2013 0,536  Theorical expected value      
09/07/2013 0,535  Theorical expected value      
10/07/2013 0,538  Theorical expected value      
11/07/2013 0,539  Theorical expected value      
12/07/2013 0,540  Theorical expected value      
15/07/2013 0,543  Theorical expected value      
16/07/2013 0,541  Theorical expected value      
17/07/2013 0,544  Theorical expected value      
18/07/2013 0,546  Theorical expected value      
19/07/2013 0,546  Theorical expected value      
22/07/2013 0,544  Theorical expected value      
23/07/2013 0,545  Theorical expected value      
24/07/2013 0,544  Theorical expected value      
25/07/2013 0,548  Theorical expected value      
26/07/2013 0,550  Theorical expected value      
29/07/2013 0,549  Theorical expected value      
30/07/2013 0,547  Theorical expected value      
31/07/2013 0,548  Theorical expected value         

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,51 €.
Compared one year ago, in July'12 (1,061%): 626,50 €
Expected monthly savings will be: 44,00 €. 
Expected yearly savings will be:  528 € (-7,02%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 4/7/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,094	0,103	0,112	0,123	0,180	0,222	0,262
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,300	0,342	0,375	0,407	0,443	0,471	0,503
12 mo.
0,534

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,093	0,102	0,111	0,122	0,179	0,222	0,262
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,298	0,341	0,374	0,406	0,442	0,470	0,502
12m(a)
0,534

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 4/7/2013 at 13:55