Euribor 4//2013 (12 months & other types)

Forecast of June average: 0,480 (Reliability: 10%)

Oficial value of day 4/6/13: 0,482 (+0,837%)

 

Comments: Today increases 4 thousandths, and practically the rest of the Euribor types with slightly increases compared yesterday values, the Euribor at 1 week repeats value too: 0,087 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/6/2013 0,478 =0,000 -> Reduction compared prev.day:=0,000%
04/6/2013 0,482 +0,004 -> Increase compared previ. day:+0,837%
05/6/2013 0,481  Theorical expected value 
06/6/2013 0,481  ECB, not expected changes(=0,50%) 
07/6/2013 0,481  Theorical expected value 
10/6/2013 0,481  Theorical expected value 
11/6/2013 0,481  Theorical expected value 
12/6/2013 0,481  Theorical expected value 
13/6/2013 0,482  Theorical expected value 
14/6/2013 0,483  Theorical expected value 
17/6/2013 0,482  Theorical expected value 
18/6/2013 0,482  Theorical expected value 
19/6/2013 0,482  Theorical expected value 
20/6/2013 0,481  Theorical expected value 
21/6/2013 0,481  Theorical expected value 
24/6/2013 0,481  Theorical expected value 
25/6/2013 0,481  Theorical expected value 
26/6/2013 0,482  Theorical expected value 
27/6/2013 0,483  Theorical expected value 
28/6/2013 0,483  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 577,05 €.
Compared one year ago, in June'12 (1,219%): 640,31 €
Expected monthly savings will be: 63,26 €. 
Expected yearly savings will be:  759 € (-9,88%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 4/6/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,087	0,093	0,103	0,114	0,161	0,200	0,233
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,265	0,300	0,331	0,361	0,392	0,422	0,451
12 mo.
0,482

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,087	0,093	0,103	0,114	0,161	0,200	0,233
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,264	0,300	0,330	0,360	0,391	0,421	0,450
12m(a)
0,480

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 4/6/2013 at 13:55